ESSS Defined Benefit Fund

The ESSS Defined Benefit Fund (ESSS DB Fund) pays benefits (other than some disability benefits) as a lump sum based on salary, period of membership, age and contribution rates during membership. How are you tracking?

Who are Members?

Members of the ESSS DB Fund include all emergency services operational employees.

In addition, any non-operational employees who started service with an emergency services employer before 1 January 1994 are also members. Non-operational members who joined after this date, are members of the ESSSuper Accumulation Plan.

How Benefits are paid

The ESSS DB Fund pays benefits (other than some disability benefits) as a lump sum based on:

salary,
period of membership,
age, and
contribution rates during membership.

The event and date that triggers your benefit becoming payable (e.g. resignation, retrenchment, retirement or death and disability) determines your gross benefit.

Will you reach your maximum 'multiple'?

For an illustration of how you could reach your maximum benefit multiple try our interactive Retirement Benefit Multiple Estimator

Would you prefer a pension when you retire?

The ESSS DB Fund pays a lump sum entitlement on retirement, however with our Retirement Income Stream, members now have the option of purchasing an ongoing pension.