|
|
|
|
The Revised Scheme offers pensions to eligible children who are under age 18 or between ages 18 and 25 if eligible full-time students, at the time of your death. If you die on or after 1 July 2010 and you have a dependent disabled “adult child” (in accordance with s35A of the State Superannuation Act 1988) they may be eligible for a pension.
The details
If you die in service or prior to payment of your deferred benefit, a pension will be paid to your eligible children who are under age 18, or between ages 18 and 25 if eligible full-time students.
Children born up to 10 months after your death and, if you are a deferred member, up to 10 months after the date of your deferment, may also be eligible to receive the pension.
If you die on or after 1 July 2010 and you have a dependent disabled adult child they may be eligible for a pension.
Children’s Pensions are:
- paid fortnightly,
- not income tested by ESSSuper, and
- increased in line with any increase in the CPI for all capital cities.
Dependant disabled adult children
A pension may be available in some circumstances to an adult child (ie. Who is over 18 years of age and not a full-time student). The term “adult child” in s35A of the State Superannuation Act 1988 refers to adult children who have a disability as described in the Disability Services Act 1986, and wholly or partially rely on the member for financial support.
Children who satisfy the definition of “adult child” do not automatically come within the definition of “dependant”; however the names of these adult children can be registered with the Board, who must consider them when determining who the member’s dependants are. In determining whether a registered person or claimant is an adult child, the Board must consider reports from at least 2 registered medical practitioners appointed by the Board; and any decision made may be subject to regular reviews.
How much pension is payable?
Children's pensions are based on your age 60 pension or your pension at the date of death if you are over age 60.
How much pension is paid depends on:
- the number of eligible children the member has, and
- whether or not the member is survived by an eligible partner.
The following tables indicate the way in which a benefit is paid to eligible children in the event of your death:
If survived by an eligible partner
a child pension is paid at the rate shown below or the rate of $312 p.a.
($12 per fortnight), whichever is greater
| Number of eligible children |
% of age 60 pension payable |
| 1 |
11.11% |
| 2 |
11.11% each |
| 3 or more |
33.33% divided equally |
If NOT survived by an eligible partner
a child pension is paid at the rate shown below or the rate of $624 p.a.
($24 per fortnight), whichever is greater
| Number of eligible children |
% of age 60 pension payable |
| 1 |
45% |
| 2 |
40% each |
| 3 or more |
100% divided equally |
If a member dies while receiving a pension, their children's pension payable will depend on:
- the members pension at the date of his/her death, and
- what lump-sum option, if applicable, you elected at retirement.
Children aged between 18 and 25 who are full-time students
For every full-time student of a deceased member of the Revised Scheme aged 18 to 25, a separate Declaration of Eligibility for a Full Time Student Pension and TFN Declaration must be completed. These forms must then be completed annually.
The full-time student pension will cease at age 25 or before, if the child ceases to be a full-time student or fails to produce the annual declaration required.
|
|
|
|