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Investment Performance

Current crediting rate

Crediting rates vary month-by-month and depend on your investment mix. Here’s how we’ve performed for you lately.

The following shows monthly crediting rates and financial year to date crediting rates for the state super defined benefit fundsAccumulation PlanBeneficiary Account and the Working Income Stream and Retirement Income Stream. These rates are net of tax and fees. Rates are declared by the close of business on the 5th business/working day of the following month (excluding public holidays).

How do we calculate crediting rates?

Crediting rates are calculated and compounded monthly. The rates credited to a member's account are the actual monthly earning rates compounded for the chosen investment options after deducting tax and investment management fees, where applicable. All rates from 1 July 2009 do not include ongoing administration fees, these fees are deducted directly from members' accounts.

Accumulation Plan
MONTH Shares only High Growth1 Growth Balanced Conservative Defensive2 Cash1
FYTD 23.65% 16.38% 14.56% 10.45% 7.56% 4.98% 2.90%
May 2013 2.29% 1.15% 0.97% 0.63% 0.52% 0.39% 0.29%
Apr 2013 2.69% 2.10% 1.88% 1.44% 1.03% 0.62% 0.28%
Mar 2013 0.16% 0.43% 0.30% 0.31% 0.23% 0.23% 0.24%
Feb 2013 2.53% 1.55% 1.52% 1.02% 0.73% 0.47% 0.24%
Jan 2013 3.87% 2.47% 2.15% 1.37% 1.03% 0.65% 0.27%
Dec 2012 2.34% 1.73% 1.50% 1.10% 0.78% 0.50% 0.26%
Nov 2012 0.76% 0.41% 0.43% 0.30% 0.25% 0.23% 0.23%
Oct 2012 0.94% 0.90% 0.76% 0.64% 0.49% 0.35% 0.26%
Sep 2012 1.89% 1.34% 1.30% 0.98% 0.69% 0.44% 0.24%
Aug 2012 2.67% 1.82% 1.64% 1.21% 0.87% 0.55% 0.28%
Jul 2012 1.34% 1.40% 1.26% 1.00% 0.69% 0.44% 0.27%
Jun 2012 1.15% 1.23% 1.22% 0.66% 0.65% 0.51% 0.32%
May 2012 -3.52% -1.84% -1.51% -0.55% -0.10% 0.19% 0.34%
 
Beneficiary Account
MONTH Shares only High Growth1 Growth Balanced Conservative Defensive2 Cash1
FYTD 23.65% 16.38% 14.56% 10.45% 7.56% 4.98% 2.90%
May 2013 2.29% 1.15% 0.97% 0.63% 0.52% 0.39% 0.29%
Apr 2013 2.69% 2.10% 1.88% 1.44% 1.03% 0.62% 0.28%
Mar 2013 0.16% 0.43% 0.30% 0.31% 0.23% 0.23% 0.24%
Feb 2013 2.53% 1.55% 1.52% 1.02% 0.73% 0.47% 0.24%
Jan 2013 3.87% 2.47% 2.15% 1.37% 1.03% 0.65% 0.27%
Dec 2012 2.34% 1.73% 1.50% 1.10% 0.78% 0.50% 0.26%
Nov 2012 0.76% 0.41% 0.43% 0.30% 0.25% 0.23% 0.23%
Oct 2012 0.94% 0.90% 0.76% 0.64% 0.49% 0.35% 0.26%
Sep 2012 1.89% 1.34% 1.30% 0.98% 0.69% 0.44% 0.24%
Aug 2012 2.67% 1.82% 1.64% 1.21% 0.87% 0.55% 0.28%
Jul 2012 1.34% 1.40% 1.26% 1.00% 0.69% 0.44% 0.27%
Jun 2012 1.15% 1.23% 1.22% 0.66% 0.65% 0.51% 0.32%
May 2012 -3.52% -1.84% -1.51% -0.55% -0.10% 0.19% 0.34%

Working & Retirement Income Streams
MONTH Shares Only High Growth1 Growth Balanced Conservative Defensive2 Cash1
FYTD 28.28% 18.86% 16.98% 12.16% 8.85% 5.85% 3.41%
May 2013 2.59% 1.24% 1.08% 0.72% 0.58% 0.43% 0.31%
Apr 2013 3.13% 2.42% 2.17% 1.66% 1.19% 0.72% 0.33%
Mar 2013 0.47% 0.47% 0.38% 0.33% 0.32% 0.30% 0.30%
Feb 2013 2.94% 1.79% 1.75% 1.17% 0.85% 0.54% 0.29%
Jan 2013 4.50% 2.84% 2.47% 1.57% 1.19% 0.75% 0.32%
Dec 2012 2.72% 1.99% 1.73% 1.27% 0.90% 0.58% 0.31%
Nov 2012 0.89% 0.48% 0.50% 0.35% 0.29% 0.27% 0.28%
Oct 2012 1.16% 1.12% 0.96% 0.82% 0.61% 0.42% 0.30%
Sep 2012 2.20% 1.54% 1.50% 1.14% 0.80% 0.51% 0.28%
Aug 2012 3.11% 2.09% 1.89% 1.39% 1.00% 0.63% 0.33%
Jul 2012 1.56% 1.48% 1.40% 1.11% 0.80% 0.53% 0.32%
Jun 2012 0.96% 1.38% 1.25% 0.69% 0.59% 0.43% 0.29%
May 2012 -4.10% -2.12% -1.74% -0.62% -0.10% 0.23% 0.40%
1. The High Growth and Cash options commenced 1 October 2008
2. The Defensive option commenced on 1 April 2011


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