Site Navigation

Follow us on: Twitter Facebook Increase text sizeDecrease text size

Your tool box

Click to print pageClick to send this to a friendClick to open remind me setup pageGlossary

Section Navigation

Members


Salary sacrifice


By putting a little of your salary before it is taxed, into your super, you may be better off in the long run as well as taking advantage of immediate tax benefits.  

 

What is salary sacrifice?

Salary sacrifice let’s you top up your super by adding extra funds from your salary before it is taxed.

 Calculator Get the complete story on salary sacrifice, use our calculators to see if it's a good fit for you, and find out how to start making salary sacrifice contributions. 

Who can salary sacrifice?

It’s not for everyone, so are you eligible to salary sacrifice?

Eligible emergency services members  >>
Eligible state super members  >>

To salary sacrifice or not to salary sacrifice?

Personal contributions can either be made from your pre-tax salary (salary sacrifice), or from your after-tax salary, known as post-tax or personal contributions. If salary sacrifice isn’t suitable for you, see if after-tax contributions are a better fit.


Start making salary sacrifice contributions, choose the appropriate method based on your fund.

Download file Arrange Salary Sacrifice (Accumulation Plan Members)
Download this form to change your contribution rate by salary sacrifice.

Download file ESSS Defined Benefit Fund members
Download this form to change your contribution rate by salary sacrifice.

Padlock State super Defined Benefit fund members 
> Apply online to salary sacrifice, OR 
Contact Us

Calendar Not ready to do this now? 
Set up a reminder! Select the grey calendar icon at the top of this content page and we'll send you a reminder email on the date that you choose.

Site Information