Investment approach


Our aim is to help every member achieve a comfortable and financially secure life in retirement through consistent investment performance that delivers above average returns over the long term. Our approach is guided by four investment principles.

The following four principles refer to our overall investment strategy and approach. Whilst these principles are considered in the construction of our Options, high level asset allocations may not appear to align with these principles in all instances. For example, the High Growth option will seek to achieve its objective within a balanced approach by having regard to diversification and downside protection.

Investment principles

Balance

Our investment style aims to protect against short term volatility and focuses on achieving superior results over the medium to long term.

Value

We seek to simplify investment structures without compromising returns, only incurring higher fees where returns can be maximised to provide value for money.

Sustainable

We consider both the opportunities and risks of an environmental, social and governance nature relevant to our investment decisions.

Flexible

We offer you a range of flexible investment options so that you can choose an investment solution appropriate to your needs.

 

The above four principles refer to our overall investment strategy and approach. Whilst these principles are considered in the construction of our Options, high level asset allocations may not appear to align with these principles in all instances. For example, the High Growth option will seek to achieve its objective within a balanced approach by having regard to diversification and downside protection.


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