We apologise for delays to withdrawals from some defined benefit accounts. Most urgent cases have now been resolved. We're working closely with your employer and our service provider, Iress, to load the remaining contribution files and make outstanding benefit payments. Please read our service update for more information. Thank you again for your patience.

Investment options

You may have certain goals for your retirement. That's why we offer different investment options (below), each with a different level of risk and return. Investment choice is available for Accumulation Plan, Beneficiary Account, and Income Stream members.

If you don't make a choice, your benefit and investment earnings will be invested in the default investment option, Growth. If you are unsure which investment option is best for you, have a look at the Investment Risk Profiler on the Calculators page of our website.

Standard Options

These are all 'pre-mixed' options and offer a 'range of risk profiles' from defensive to growth. The Standard Options represent the core options that ESSSuper offers and are underpinned by our investment approach.

Alternative Options

The Alternative Options are designed to complement ESSSuper's standard investment offering, giving members greater flexibility and choice. The options are designed for members looking to prioritise a particular characteristic that is important to them when selecting their investment mix. You can choose a single option or a combination of options.

Standard Investment Options


Alternative Investment Options

Things to consider...

Download our Thinking of changing investment options? brochure for more information.


Changing your investment options

Everyone is different, that's why we have different, carefully selected options you can choose from to help you reach your retirement goals. By selecting just one option, or a combination of options, you can tailor your investments to match your needs and reach your long term goals.

Important: Keep in mind that super is a long term investment and investment performance can fluctuate. With every investment, there are risks. Generally, the higher the potential return, the higher the level of risk. You should consider the information with the PDS before making a choice about your investments.

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