Balanced
January 21 2021
Strategic asset allocations
As at 11 January 2021
(asset allocation ranges are shown in brackets)
Australian shares |
11.5% |
(5-25%) |
International shares |
20.0% |
(5-30%) |
Private equity |
0.0% |
(0-10%) |
Property |
9.0% |
(0-20%) |
Infrastructure |
11.5% |
(0-25%) |
Alternative strategies |
4.5% |
(0-15%) |
Multi-asset strategies |
5.0% |
(0-25%) |
Credit |
12.5% |
(0-30%) |
Defensive Fixed Income |
16.0% |
(5-40%) |
Cash |
10.0% |
(0-25%) |
Suitability: |
This option may be suitable if you want a growth component in your investments to help protect capital against inflation, some income to smooth returns but can accept short term volatility of capital. |
Objective* Accumulation Plan, Beneficiary Account & Working Income Stream: |
To provide a return of 2.5% p.a. after fees and taxes above the rate of inflation over a 10 year period.
|
Objective* Retirement Income Stream: |
To provide a return of 3.0% p.a. after fees above the rate of inflation over a 10 year period.
|
Minimum suggested
investment timeframe: |
10 years |
Risk band#: |
4 - MEDIUM |
Estimated number
of negative
annual returns#: |
2 to less than 3 over any 20 year period |
Investment Option Performance
Balanced
(period 1 July to 30 June) |
Crediting rate % p.a. |
Accumulation Plan |
Beneficiary Account |
Retirement Income Stream |
2019/20 |
0.35 |
0.35 |
0.55 |
2018/19 |
5.68 |
5.68 |
6.69 |
2017/18 |
6.49 |
6.49 |
7.27 |
2016/17 |
7.46 |
7.46 |
8.59 |
2015/16 |
2.85 |
2.85 |
3.28 |
2014/15 |
6.56 |
6.56 |
7.41 |
2013/14 |
9.17 |
9.17 |
10.46 |
2012/13 |
10.13 |
10.13 |
11.73 |
2011/12 |
5.37 |
5.37 |
6.15 |
2010/11 |
8.49 |
8.49 |
9.91 |
3 years - compound average p.a. |
6.54 |
6.54 |
7.51 |
5 years - compound average p.a. |
5.79 |
5.79 |
6.63 |
Past performance is not a reliable indicator of future performance and should not be relied upon for making investment decisions.