Balanced

April 22 2021

Strategic asset allocations

As at 11 January 2021
(asset allocation ranges are shown in brackets)

Australian shares 11.5% (5-25%)
International shares  20.0% (5-30%)
Private equity 0.0% (0-10%) 
Property 9.0% (0-20%)
Infrastructure 11.5% (0-25%)
Alternative strategies 4.5% (0-15%)
Multi-asset strategies 5.0% (0-25%)
Credit 12.5% (0-30%)
Defensive Fixed Income 16.0% (5-40%)
Cash 10.0% (0-25%)

Suitability: This option may be suitable if you want a growth component in your investments to help protect capital against inflation, some income to smooth returns but can accept short term volatility of capital.
Objective* Accumulation Plan, Beneficiary Account & Working Income Stream: To provide a return of 2.5% p.a. after fees and taxes above the rate of inflation over a 10 year period.
Objective* Retirement Income Stream: To provide a return of 3.0% p.a. after fees above the rate of inflation over a 10 year period.
Minimum suggested
investment timeframe:
10 years
Risk band#: 4 - MEDIUM
Estimated number
of negative
annual returns#:
2 to less than 3 over any 20 year period

Investment option performance

Our annual returns page shows the annual and long-term average returns for this option listed by product.

 


* The investment objectives are not a promise or guarantee of any particular benefit. They represent a benchmark against which the Board monitors the performance of the investments of the Fund.

# The standard risk measure is based on industry guidance to allow members to compare investment options that are expected to deliver a similar number of negative annual returns over any 20 year period. The standard risk measure is not a complete assessment of all forms of investment risk, for instance it does not detail what the size of a negative return could be or the potential for a positive return to be less than a member may require to meet their objectives. Further, it does not take into account the impact of administration fees and tax on the likelihood of a negative return. Members should still ensure they are comfortable with the risks and potential losses associated with their chosen investment option(s).