Due to COVID-19, our office is physically closed for the foreseeable future - but our teams are available by telephone and video appointments.  Contact us >

Basic Growth

November 30 2021

Strategic asset allocations

As at 19 October 2021
(asset allocation ranges are shown in brackets)

Australian shares1 26.5% (10 50%)
International shares1 33.0% (10 - 50%)
Property 5.0% (0 - 20%)
Infrastructure 6.0% (0 - 25%)
Alternative strategies 1.5% (0 - 15%)
Multi-asset strategies 0.0% (0 - 30%)
Credit 7.5% (0 - 25%)
Defensive Fixed Income 10.0% (0 - 20%)
Cash 10.5% (0 - 15%)
Suitability: Members with a minimum investment time frame of 10 years that are prepared to accept a high amount of volatility in pursuit of high long term capital growth and are particularly cost sensitive.
Objective* for Accumulation Plan Beneficiary Account & Working Income Stream: To provide a return of 3.25% p.a. after fees and taxes above the rate of inflation over a 10 year period.
Objective* for Retirement Income Stream: To provide a return of 3.75% p.a. after fees above the rate of inflation over a 10 year period.
Minimum suggested investment timeframe: 10 years
Risk band#: 6 - HIGH
Estimated number of negative annual returns#: 4 to less than 6 over any 20 year period

Investment option performance

Our annual returns page shows the annual and long-term average returns for this option listed by product.

 

* The investment objectives are not a promise or guarantee of any particular benefit. They represent a benchmark against which the Board monitors the performance of the investments of the Fund.

# The standard risk measure is based on industry guidance to allow members to compare investment options that are expected to deliver a similar number of negative annual returns over any 20 year period. The standard risk measure is not a complete assessment of all forms of investment risk, for instance it does not detail what the size of a negative return could be or the potential for a positive return to be less than a member may require to meet their objectives. Further, it does not take into account the impact of administration fees and tax on the likelihood of a negative return. Members should still ensure they are comfortable with the risks and potential losses associated with their chosen investment option(s).

1100% passively invested against the S&P/ASX200 index net dividends reinvested for Australian Shares against the MSCI World ex-Australia net dividends reinvested for International Shares.