Conservative
January 28 2021
Strategic asset allocations
As at 11 January 2021
(asset allocation ranges are shown in brackets)
Australian shares |
6.0% |
(0-15%) |
International shares |
10.5% |
(0-15%) |
Private equity |
0.0% |
(0-5%) |
Property |
6.0% |
(0-15%) |
Infrastructure |
9.0% |
(0-20%) |
Alternative strategies |
0.0% |
(0-6%) |
Multi-asset strategies |
11.0% |
(0-30%) |
Credit |
9.0% |
(0-15%) |
Defensive Fixed Income |
15.0% |
(0-30%) |
Cash |
33.5% |
(15-55%) |
Suitability: |
This option may be suitable if you aim to see your capital protected from inflation and are prepared to experience some short term volatility in order to gain longer term capital growth. |
Objective* for Accumulation Plan, Beneficiary Account & Working Income Stream: |
To provide a return of 1.5% p.a. after fees and taxes above the rate of inflation over a 5 year period.
|
Objective* for Retirement Income Stream: |
To provide a return of 2.0% p.a. after fees above the rate of inflation over a 5 year period.
|
Minimum suggested
investment timeframe: |
5 years |
Risk band#: |
3 - LOW to MEDIUM |
Estimated number
of negative
annual returns#: |
1 to less than 2 over any 20 year period |
Investment Option Performance
Conservative
(period 1 July to 30 June) |
Crediting rate % p.a. |
Accumulation Plan |
Beneficiary Account |
Retirement Income Stream |
2019/20 |
0.77 |
0.77 |
1.01 |
2018/19 |
4.60 |
4.60 |
5.43 |
2017/18 |
4.56 |
4.56 |
5.12 |
2016/17 |
4.86 |
4.86 |
5.63 |
2015/16 |
3.12 |
3.12 |
3.64 |
2014/15 |
5.03 |
5.03 |
5.74 |
2013/14 |
6.74 |
6.74 |
7.67 |
2012/13 |
7.46 |
7.46 |
8.71 |
2011/12 |
5.51 |
5.51 |
6.25 |
2010/11 |
6.94 |
6.94 |
8.12 |
3 years - compound average p.a. |
4.67 |
4.67 |
5.39 |
5 years - compound average p.a. |
4.43 |
4.43 |
5.11 |
Past performance is not a reliable indicator of future performance and should not be relied upon for making investment decisions.