Conservative
October 10 2024
Strategic asset allocations
As at 23 July 2024
(asset allocation ranges are shown in brackets)
Australian shares |
11.5% |
(0–30%) |
International shares |
15.5% |
(5–30%) |
Private Equity |
0.0% |
(0–10%) |
Property |
6.0% |
(0–20%) |
Infrastructure |
6.5% |
(0–25%) |
Alternative growth1 |
4.5% |
(0–20%) |
Credit |
11.0% |
(0–30%) |
Defensive fixed income |
23.0% |
(5–40%) |
Cash |
22.0% |
(0–30%) |
Target growth assets: 40%
Target defensive assets: 60%
Suitability: |
Members with a minimum investment time frame of 10 years that are prepared to accept moderate volatility in pursuit of long term capital growth. |
Objective* Accumulation Plan, Beneficiary Account & Working Income Stream: |
To provide a return of 2.0% p.a. after fees and taxes above the rate of inflation over a 10 year period.
|
Objective* Retirement Income Stream: |
To provide a return of 2.5% p.a. after fees above the rate of inflation over a 10 year period.
|
Minimum suggested investment timeframe: |
10 years |
Risk band#: |
5 - MEDIUM to HIGH |
Estimated number of negative annual returns#: |
3 to less than 4 over any 20 year period |
Investment option performance
Our annual returns page shows the annual and long-term average returns for this option listed by product.