To ensure contributions are allocated to an ESSSuper account in the 2023-24 financial year, please submit your payment by 5:00pm on 14 June 2024.

Members can find their BPAY contribution details in Members Online. Employers should make payments through Employer Online.

We no longer accept cheques or EFTs, and you should contact us if you have any queries.

Shares Only

May 23 2024

Strategic asset allocations

As at 1 July 2023
(asset allocation ranges are shown in brackets)

Australian shares 40.0% (25–75%)
International shares 60.0% (25–75%)
Private Equity 0.0% (0–10%)


Target growth assets: 100%

Target defensive assets: 0%

Suitability: Members with a minimum investment time frame of 12 years that are prepared to accept a high amount of volatility in pursuit of high long term capital growth.
Objective* for Accumulation Plan, Beneficiary Account & Working Income  Stream: To provide a return of 4.0% p.a. after fees and taxes above the rate of inflation over a 12 year period.
Objective* for Retirement Income Stream:
To provide a return of 4.5% p.a. after fees above the rate of inflation over a 12 year period.
Minimum suggested investment timeframe: 12 years
Risk band#: 7 - VERY HIGH
Estimated number of negative annual returns#: 6 or greater over any 20 year period

Investment option performance

Our annual returns page shows the annual and long-term average returns for this option listed by product.


* The investment objectives are not a promise or guarantee of any particular benefit. They represent a benchmark against which the Board monitors the performance of the investments of the Fund.

# The standard risk measure is based on industry guidance to allow members to compare investment options that are expected to deliver a similar number of negative annual returns over any 20 year period. The standard risk measure is not a complete assessment of all forms of investment risk, for instance it does not detail what the size of a negative return could be or the potential for a positive return to be less than a member may require to meet their objectives. Further, it does not take into account the impact of administration fees and tax on the likelihood of a negative return. Members should still ensure they are comfortable with the risks and potential losses associated with their chosen investment option(s).