Annual returns
January 28 2021
How have we performed?
The chart below shows how $100,000 would have performed* when invested in select options within our Accumulation Plan, compared to the Consumer Price Index (CPI)** over the past 10 years (to 30 June 2020).
09/30/08 |
100000 |
100000 |
100000 |
100000 |
100000 |
100000 |
100000 |
10/31/08 |
88824 |
93793 |
94919 |
96192 |
98586 |
100569 |
99900 |
11/30/08 |
83991 |
90836 |
92559 |
94714 |
98105 |
100998 |
99800 |
12/31/08 |
84035 |
90318 |
92413 |
94914 |
98357 |
101359 |
99700 |
01/31/09 |
81601 |
88835 |
91354 |
94359 |
98285 |
101699 |
99740 |
02/28/09 |
76187 |
85833 |
88688 |
92339 |
97040 |
101945 |
99780 |
03/31/09 |
79314 |
87225 |
90220 |
93267 |
97617 |
102177 |
99820 |
04/30/09 |
82780 |
88478 |
91607 |
94452 |
98288 |
102419 |
99980 |
05/31/09 |
84836 |
89364 |
92828 |
95458 |
98692 |
102602 |
100140 |
06/30/09 |
87801 |
89729 |
93759 |
95814 |
98971 |
102839 |
100300 |
07/31/09 |
92170 |
92222 |
96701 |
97857 |
100433 |
103041 |
100619 |
08/31/09 |
95055 |
94044 |
98885 |
99547 |
101800 |
103231 |
100939 |
09/30/09 |
98213 |
95860 |
100981 |
101163 |
102876 |
103443 |
101261 |
10/31/09 |
96690 |
95445 |
100446 |
101078 |
102913 |
103682 |
101441 |
11/30/09 |
98515 |
96734 |
101868 |
102327 |
103846 |
103888 |
101621 |
12/31/09 |
102050 |
98659 |
103496 |
103523 |
104675 |
104172 |
101801 |
01/31/10 |
98338 |
97135 |
101994 |
103063 |
104507 |
104416 |
102101 |
02/28/10 |
99269 |
97756 |
102706 |
103698 |
105040 |
104716 |
102401 |
03/31/10 |
103740 |
100464 |
105350 |
105540 |
106263 |
105021 |
102702 |
04/30/10 |
103372 |
100691 |
105558 |
105981 |
106669 |
105308 |
102922 |
05/31/10 |
98797 |
98188 |
103335 |
104826 |
106279 |
105671 |
103142 |
06/30/10 |
96269 |
97738 |
102540 |
104245 |
105989 |
106016 |
103363 |
07/31/10 |
99041 |
99853 |
104435 |
105717 |
107038 |
106344 |
103602 |
08/31/10 |
97894 |
99765 |
104481 |
106215 |
107676 |
106685 |
103843 |
09/30/10 |
101142 |
101864 |
106425 |
107463 |
108474 |
107002 |
104084 |
10/31/10 |
103291 |
103500 |
107889 |
108580 |
109201 |
107324 |
104222 |
11/30/10 |
103150 |
103394 |
107827 |
108529 |
109250 |
107638 |
104361 |
12/31/10 |
105386 |
104783 |
109152 |
109463 |
109950 |
108027 |
104500 |
01/31/11 |
106789 |
106377 |
110403 |
110588 |
110877 |
108386 |
105054 |
02/28/11 |
108027 |
107437 |
111461 |
111464 |
111625 |
108818 |
105612 |
03/31/11 |
108073 |
107982 |
111941 |
112004 |
112171 |
109262 |
106172 |
04/30/11 |
107887 |
108537 |
112409 |
112661 |
112718 |
109638 |
106489 |
05/31/11 |
107628 |
108641 |
112626 |
113057 |
113177 |
110017 |
106808 |
06/30/11 |
106551 |
108668 |
112353 |
113097 |
113346 |
110383 |
107127 |
07/31/11 |
104070 |
107620 |
111627 |
112923 |
113456 |
110759 |
107343 |
08/31/11 |
101475 |
106309 |
110422 |
112279 |
113251 |
111172 |
107559 |
09/30/11 |
99570 |
105453 |
109545 |
111792 |
113300 |
111525 |
107775 |
10/31/11 |
103545 |
107717 |
111849 |
113403 |
114302 |
111910 |
107775 |
11/30/11 |
102629 |
107253 |
111471 |
113392 |
114503 |
112268 |
107775 |
12/31/11 |
102559 |
107660 |
111952 |
113952 |
115079 |
112590 |
107775 |
01/31/12 |
104848 |
109813 |
113972 |
115546 |
116170 |
112963 |
107811 |
02/29/12 |
107829 |
111951 |
116073 |
117170 |
117413 |
113303 |
107847 |
03/31/12 |
110523 |
113549 |
117675 |
118315 |
118295 |
113684 |
107883 |
04/30/12 |
110543 |
114122 |
118224 |
119029 |
118933 |
114090 |
108063 |
05/31/12 |
106648 |
112020 |
116434 |
118380 |
118814 |
114474 |
108243 |
06/30/12 |
107872 |
113397 |
117859 |
119165 |
119590 |
114843 |
108423 |
07/31/12 |
109320 |
114984 |
119347 |
120353 |
120417 |
115157 |
108925 |
08/31/12 |
112239 |
117072 |
121302 |
121806 |
121461 |
115477 |
109429 |
09/30/12 |
114361 |
118638 |
122873 |
123002 |
122303 |
115753 |
109935 |
10/31/12 |
115437 |
119700 |
123810 |
123785 |
122904 |
116059 |
110007 |
11/30/12 |
116316 |
120195 |
124344 |
124159 |
123211 |
116331 |
110079 |
12/31/12 |
119036 |
122271 |
126212 |
125528 |
124177 |
116632 |
110151 |
01/31/13 |
123646 |
125296 |
128920 |
127248 |
125460 |
116944 |
110295 |
02/28/13 |
126766 |
127237 |
130871 |
128539 |
126380 |
117227 |
110439 |
03/31/13 |
126972 |
127779 |
131264 |
128936 |
126666 |
117505 |
110583 |
04/30/13 |
130394 |
130466 |
133731 |
130797 |
127973 |
117830 |
110727 |
05/31/13 |
133380 |
131966 |
135023 |
131620 |
128637 |
118170 |
110871 |
06/30/13 |
132820 |
131682 |
134516 |
131236 |
128508 |
118436 |
111015 |
07/31/13 |
138533 |
134882 |
137580 |
133177 |
129831 |
118711 |
111445 |
08/31/13 |
138925 |
135003 |
137695 |
133248 |
129987 |
118977 |
111877 |
09/30/13 |
141346 |
136678 |
139302 |
134384 |
130788 |
119225 |
112311 |
10/31/13 |
145079 |
139462 |
141843 |
136104 |
131883 |
119461 |
112598 |
11/30/13 |
147613 |
140643 |
142960 |
136780 |
132348 |
119678 |
112886 |
12/31/13 |
150433 |
142945 |
145107 |
138301 |
133464 |
119921 |
113175 |
01/31/14 |
147206 |
141756 |
144021 |
137949 |
133411 |
120155 |
113390 |
02/28/14 |
152832 |
144963 |
146880 |
139805 |
134603 |
120388 |
113606 |
03/31/14 |
152194 |
145312 |
147226 |
140220 |
134905 |
120629 |
113823 |
04/30/14 |
153501 |
146431 |
148232 |
141064 |
135551 |
120868 |
114003 |
05/31/14 |
155704 |
148109 |
149816 |
142291 |
136430 |
121094 |
114183 |
06/30/14 |
155870 |
149218 |
150922 |
143272 |
137169 |
121359 |
114363 |
07/31/14 |
157652 |
150343 |
151979 |
144000 |
137689 |
121600 |
114543 |
08/31/14 |
159965 |
151627 |
153059 |
144810 |
138315 |
121817 |
114722 |
09/30/14 |
158730 |
150772 |
152329 |
144366 |
138128 |
122062 |
114903 |
10/31/14 |
160937 |
152248 |
153612 |
145337 |
138837 |
122294 |
114975 |
11/30/14 |
163717 |
154283 |
155385 |
146604 |
139836 |
122508 |
115047 |
12/31/14 |
165566 |
155819 |
156750 |
147708 |
140654 |
122768 |
115119 |
01/31/15 |
169523 |
158694 |
159355 |
149779 |
142071 |
123002 |
115191 |
02/28/15 |
177409 |
162833 |
162981 |
152390 |
143679 |
123235 |
115263 |
03/31/15 |
178112 |
164262 |
164286 |
153439 |
144356 |
123466 |
115335 |
04/30/15 |
177171 |
164143 |
164233 |
153424 |
144375 |
123678 |
115586 |
05/31/15 |
181139 |
166191 |
165859 |
154371 |
144915 |
123890 |
115838 |
06/30/15 |
174775 |
163438 |
163355 |
152671 |
144067 |
124088 |
116091 |
07/31/15 |
180740 |
166203 |
165724 |
154375 |
145292 |
124290 |
116270 |
08/31/15 |
171741 |
161747 |
161931 |
151867 |
143935 |
124482 |
116450 |
09/30/15 |
168106 |
160026 |
160165 |
150583 |
143400 |
124666 |
116631 |
10/31/15 |
176129 |
164813 |
164287 |
153554 |
145264 |
124860 |
116774 |
11/30/15 |
175332 |
164610 |
164107 |
153466 |
145239 |
125049 |
116918 |
12/31/15 |
174602 |
164514 |
163786 |
153226 |
145259 |
125246 |
117063 |
01/31/16 |
167031 |
160419 |
160341 |
151070 |
144325 |
125447 |
116991 |
02/29/16 |
166372 |
160616 |
160614 |
151385 |
144774 |
125667 |
116919 |
03/31/16 |
170465 |
163539 |
163106 |
153317 |
146090 |
125881 |
116847 |
04/30/16 |
173380 |
165825 |
165106 |
154870 |
147042 |
126102 |
116990 |
05/31/16 |
179098 |
169170 |
167829 |
156788 |
148191 |
126328 |
117134 |
06/30/16 |
174726 |
168177 |
167484 |
157017 |
148555 |
126539 |
117279 |
07/31/16 |
181597 |
172606 |
171160 |
159736 |
150201 |
126721 |
117566 |
08/31/16 |
182163 |
173302 |
171840 |
160310 |
150562 |
126933 |
117854 |
09/30/16 |
181451 |
173477 |
172047 |
160506 |
150759 |
127115 |
118143 |
10/31/16 |
178118 |
171918 |
170799 |
159590 |
150177 |
127303 |
118358 |
11/30/16 |
181785 |
174015 |
172221 |
160256 |
150359 |
127484 |
118574 |
12/31/16 |
187479 |
177892 |
175389 |
162510 |
151706 |
127663 |
118790 |
01/31/17 |
187101 |
178172 |
175758 |
162875 |
152001 |
127851 |
118970 |
02/28/17 |
189929 |
180237 |
177503 |
164204 |
152832 |
128017 |
119150 |
03/31/17 |
193436 |
182657 |
179479 |
165634 |
153750 |
128200 |
119330 |
04/30/17 |
198028 |
185482 |
181763 |
167274 |
154798 |
128365 |
119402 |
05/31/17 |
201075 |
187625 |
183618 |
168724 |
155721 |
128537 |
119474 |
06/30/17 |
200221 |
187719 |
183651 |
168725 |
155768 |
128717 |
119546 |
07/31/17 |
200089 |
187726 |
183753 |
168875 |
155947 |
128886 |
119798 |
08/31/17 |
201614 |
188892 |
184756 |
169672 |
156417 |
129051 |
120050 |
09/30/17 |
203328 |
190244 |
185831 |
170434 |
156835 |
129205 |
120302 |
10/31/17 |
209076 |
194123 |
188788 |
172551 |
158153 |
129392 |
120554 |
11/30/17 |
213544 |
196989 |
191010 |
174192 |
159106 |
129557 |
120806 |
12/31/17 |
215689 |
198359 |
192002 |
174846 |
159450 |
129722 |
121058 |
01/31/18 |
218148 |
200909 |
194065 |
176368 |
160340 |
129892 |
121238 |
02/28/18 |
217561 |
200649 |
193877 |
176291 |
160380 |
130052 |
121418 |
03/31/18 |
214021 |
198599 |
192491 |
175499 |
160227 |
130220 |
121598 |
04/30/18 |
219695 |
202806 |
195474 |
177444 |
161431 |
130410 |
121742 |
05/31/18 |
222071 |
204012 |
196430 |
178122 |
161905 |
130614 |
121886 |
06/30/18 |
226575 |
206909 |
198588 |
179682 |
162875 |
130802 |
122030 |
07/31/18 |
229647 |
209309 |
200348 |
180844 |
163625 |
131014 |
122175 |
08/31/18 |
233370 |
211477 |
201975 |
181996 |
164362 |
131230 |
122319 |
09/30/18 |
234132 |
212149 |
202426 |
182235 |
164568 |
131434 |
122464 |
Our investment approach
When it comes to investing your super, partnering with ESSSuper can help you find a steady course to reach your financial destination.
To learn more, click here.
Annual crediting rates
View historic annual performance details below, or download the Crediting Rates at 30 June 2020 (summary) (PDF 49KB) for a full view of last financial year.
Accumulation Plan
|
Shares Only |
High Growth |
Growth |
Balanced |
Conservative |
Defensive1 |
Basic Growth2 |
Ethically Minded2 |
Cash |
5 Year (avg % p.a.) |
7.00% |
6.23% |
5.28% |
4.53% |
3.57% |
2.68% |
N/A |
N/A |
1.61% |
3 Year (avg % p.a.) |
6.98% |
5.61% |
4.78% |
4.14% |
3.29% |
2.58% |
6.31% |
4.54% |
1.46% |
2019/2020 |
0.06% |
-0.24% |
-0.08% |
0.35% |
0.77% |
1.24% |
0.39% |
-1.13% |
0.88% |
2018/2019 |
8.12% |
7.12% |
6.47% |
5.68% |
4.60% |
3.55% |
8.94% |
6.89% |
1.88% |
2017/2018 |
13.16% |
10.22% |
8.13% |
6.49% |
4.56% |
2.98% |
9.86% |
8.11% |
1.62% |
2016/2017
|
14.59%
|
11.62%
|
9.65%
|
7.46%
|
4.86%
|
2.92%
|
N/A |
N/A |
1.72%
|
2015/2016 |
-0.03% |
2.90% |
2.53% |
2.85% |
3.12% |
2.75% |
N/A |
N/A |
1.98% |
2014/2015 |
12.13% |
9.53% |
8.24% |
6.56% |
5.03% |
3.54% |
N/A |
N/A |
2.25% |
2013/2014 |
17.35% |
13.32% |
12.20% |
9.17% |
6.74% |
4.46% |
N/A |
N/A |
2.47% |
2012/2013 |
23.13% |
16.13% |
14.13% |
10.13% |
7.46% |
5.06% |
N/A |
N/A |
3.13% |
2011/2012 |
1.24% |
4.35% |
4.90% |
5.37% |
5.51% |
4.91% |
N/A |
N/A |
4.04% |
2010/2011 |
10.68% |
11.18% |
9.57% |
8.49% |
6.94% |
1.06% |
N/A |
N/A |
4.12% |
Working Income Stream
|
Shares Only |
High Growth |
Growth |
Balanced |
Conservative |
Defensive1 |
Basic Growth2 |
Ethically Minded2 |
Cash |
5 Year (avg % p.a.) |
7.41% |
6.62% |
5.62% |
4.84% |
3.83% |
2.88% |
N/A |
N/A |
1.74% |
3 Year (avg % p.a.) |
6.98% |
5.61% |
4.78% |
4.14% |
3.29% |
2.58% |
6.31% |
4.54% |
1.46% |
2019/2020 |
0.06% |
-0.24% |
-0.08% |
0.35% |
0.77% |
1.24% |
0.39% |
-1.13% |
0.88% |
2018/2019 |
8.12% |
7.12% |
6.47% |
5.68% |
4.60% |
3.55% |
8.94% |
6.89% |
1.88% |
2017/2018 |
13.16% |
10.22% |
8.13% |
6.49% |
4.56% |
2.98% |
9.86% |
8.11% |
1.62% |
2016/2017 |
16.63% |
13.31% |
11.08%
|
8.59% |
5.63% |
3.42% |
N/A |
N/A |
2.02% |
2015/2016 |
0.10% |
3.26% |
2.86% |
3.28% |
3.64% |
3.24% |
N/A |
N/A |
2.33% |
2014/2015 |
13.98% |
10.67% |
9.29% |
7.41% |
5.74% |
4.11% |
N/A |
N/A |
2.65% |
2013/2014 |
19.67% |
15.07% |
13.82% |
10.46% |
7.67% |
5.12% |
N/A |
N/A |
2.89% |
2012/2013 |
27.95% |
18.52% |
16.44% |
11.73% |
8.71% |
5.95% |
N/A |
N/A |
3.67% |
2011/2012 |
0.95% |
4.98% |
5.50% |
6.15% |
6.25% |
5.57% |
N/A |
N/A |
4.69% |
2010/2011 |
12.42% |
12.91% |
11.13% |
9.91% |
8.12% |
1.23% |
N/A |
N/A |
4.86% |
Retirement Income Stream
|
Shares Only |
High Growth |
Growth |
Balanced |
Conservative |
Defensive1 |
Basic Growth2 |
Ethically Minded2 |
Cash |
5 Year (avg % p.a.) |
7.94% |
7.08% |
6.05% |
5.23% |
4.15% |
3.15% |
N/A |
N/A |
1.91%
|
3 Year (avg % p.a. |
7.87% |
6.37% |
5.49% |
4.79% |
3.83% |
3.03% |
7.28% |
5.05% |
1.73% |
2019/2020 |
-0.02% |
-0.22% |
0.03% |
0.55% |
1.01% |
1.52% |
0.43% |
-1.37% |
1.05% |
2018/2019 |
9.43% |
8.27% |
7.59% |
6.69% |
5.43% |
4.21% |
10.46% |
7.64% |
2.22% |
2017/2018 |
14.72% |
11.40% |
9.07% |
7.27% |
5.12% |
3.39% |
11.28% |
9.21% |
1.92% |
2016/2017 |
16.63% |
13.31% |
11.08%
|
8.59% |
5.63% |
3.42% |
N/A |
N/A |
2.02% |
2015/2016 |
0.10% |
3.26% |
2.86% |
3.28% |
3.64% |
3.24% |
N/A |
N/A |
2.33% |
2014/2015 |
13.98% |
10.67% |
9.29% |
7.41% |
5.74% |
4.11% |
N/A |
N/A |
2.65% |
2013/2014 |
19.67% |
15.07% |
13.82% |
10.46% |
7.67% |
5.12% |
N/A |
N/A |
2.89% |
2012/2013 |
27.95% |
18.52% |
16.44% |
11.73% |
8.71% |
5.95% |
N/A |
N/A |
3.67% |
2011/2012 |
0.95% |
4.98% |
5.50% |
6.15% |
6.25% |
5.57% |
N/A |
N/A |
4.69% |
2010/2011 |
12.42% |
12.91% |
11.13% |
9.91% |
8.12% |
1.23% |
N/A |
N/A |
4.86% |
Beneficiary Account
|
Shares Only |
High Growth |
Growth |
Balanced |
Conservative |
Defensive1 |
Basic Growth2 |
Ethically Minded2 |
Cash |
5 Year (avg % p.a.) |
7.00% |
6.23% |
5.28% |
4.53% |
3.57% |
2.68% |
N/A |
N/A |
1.61% |
3 Year (avg % p.a.) |
6.98% |
5.61% |
4.78% |
4.14% |
3.29% |
2.58% |
6.31% |
4.54% |
1.46% |
2019/2020 |
0.06% |
-0.24% |
-0.08% |
0.35% |
0.77% |
1.24% |
0.39% |
-1.13% |
0.88% |
2018/2019 |
8.12% |
7.12% |
6.47% |
5.68% |
4.60% |
3.55% |
8.94% |
6.89% |
1.88% |
2017/2018 |
13.16% |
10.22% |
8.13% |
6.49% |
4.56% |
2.98% |
9.86% |
8.11% |
1.62% |
2016/2017 |
14.59% |
11.62% |
9.65% |
7.46% |
4.86% |
2.92% |
N/A |
N/A |
1.72% |
2015/2016 |
-0.03% |
2.90% |
2.53% |
2.85% |
3.12% |
2.75% |
N/A |
N/A |
1.98% |
2014/2015 |
12.13% |
9.53% |
8.24% |
6.56% |
5.03% |
3.54% |
N/A |
N/A |
2.25% |
2013/2014 |
17.35% |
13.32% |
12.20% |
9.17% |
6.74% |
4.46% |
N/A |
N/A |
2.47% |
2012/2013 |
23.13% |
16.13% |
14.13% |
10.13% |
7.46% |
5.06% |
N/A |
N/A |
3.13% |
2011/2012 |
1.24% |
4.35% |
4.90% |
5.37% |
5.51% |
4.91% |
N/A |
N/A |
4.04% |
2010/2011 |
10.68% |
11.18% |
9.57% |
8.49% |
6.94% |
1.06% |
N/A |
N/A |
4.12% |
More investment performance