Annual returns
November 29 2023
Investment option name changes
The names of six of our nine investment options changed on 1 July 2023:
Investment option name until 30 June 2023 |
Investment option name from 1 July 2023 |
High Growth |
Growth |
Basic Growth |
Balanced Growth |
Growth (default option) |
Balanced (default option) |
Balanced |
Conservative |
Conservative |
Capital Stable |
Ethically Minded |
Ethical Diversified |
Additionally, all investment options have been reclassified. For more information, please refer to our Investment option name and classification changes news article, or the relevant Product Disclosure Statement.
How have we performed?
The chart below shows how $100,000 would have performed* when invested in select options within our Accumulation Plan, compared to the Consumer Price Index (CPI)** over the past 10 years (to 30 June 2023).
06/30/2013 |
100000 |
100000 |
100000 |
100000 |
100000 |
100000 |
100000 |
100000 |
07/31/2013 |
104301.7 |
102429.69 |
102278.13 |
101478.73 |
101029.14 |
100617.89 |
100232.52 |
100000 |
08/31/2013 |
104596.27 |
102521.37 |
102363.9 |
101532.94 |
101150.57 |
100808.75 |
100457.1 |
100000 |
09/30/2013 |
106419.07 |
103793.34 |
103557.97 |
102398.52 |
101774.18 |
101204.24 |
100666.55 |
101167.32 |
10/31/2013 |
109229.64 |
105907.51 |
105447.51 |
103709.36 |
102626.07 |
101685.71 |
100865.49 |
101167.32 |
11/30/2013 |
111137.59 |
106804.64 |
106277.68 |
104223.82 |
102988.04 |
101945.86 |
101048.57 |
101167.32 |
12/31/2013 |
113260.97 |
108552.67 |
107873.49 |
105383.15 |
103856.63 |
102486.16 |
101253.45 |
101945.53 |
01/31/2014 |
110831.07 |
107649.69 |
107066.19 |
105114.58 |
103815 |
102569.98 |
101451.14 |
101945.53 |
02/28/2014 |
115067.44 |
110085.14 |
109191.73 |
106529.41 |
104742.85 |
103110.65 |
101648.23 |
101945.53 |
03/31/2014 |
114586.71 |
110350.27 |
109448.84 |
106845.46 |
104977.9 |
103320.28 |
101851.54 |
102529.18 |
04/30/2014 |
115570.88 |
111200.04 |
110196.71 |
107488.72 |
105480.77 |
103664.25 |
102053.33 |
102529.18 |
05/31/2014 |
117229.44 |
112474.38 |
111374.35 |
108423.29 |
106164.44 |
104090.32 |
102244.35 |
102529.18 |
06/30/2014 |
117354.32 |
113316.83 |
112196.7 |
109170.68 |
106739.38 |
104464.78 |
102467.69 |
103015.56 |
07/31/2014 |
118696.18 |
114171.16 |
112982.72 |
109725.23 |
107144.4 |
104770.48 |
102671.43 |
103015.56 |
08/31/2014 |
120437.66 |
115145.77 |
113784.95 |
110342.51 |
107631.25 |
105110.79 |
102854.44 |
103015.56 |
09/30/2014 |
119507.86 |
114496.64 |
113242.49 |
110004.76 |
107485.83 |
105134.08 |
103061.85 |
103501.95 |
10/31/2014 |
121169.45 |
115617.7 |
114196.2 |
110744.37 |
108037.13 |
105500.27 |
103257.55 |
103501.95 |
11/30/2014 |
123262.18 |
117163.15 |
115514.75 |
111710.01 |
108814.77 |
105980.83 |
103438.24 |
103501.95 |
12/31/2014 |
124654.61 |
118329.06 |
116529.28 |
112551.24 |
109451.21 |
106388.62 |
103657.71 |
103696.5 |
01/31/2015 |
127633.69 |
120512.61 |
118465.69 |
114129.15 |
110554.38 |
106993.81 |
103854.95 |
103696.5 |
02/28/2015 |
133571.34 |
123655.48 |
121161.44 |
116118.66 |
111805.63 |
107689.76 |
104052.14 |
103696.5 |
03/31/2015 |
134100.64 |
124740.78 |
122131.19 |
116918.07 |
112332.4 |
108028.38 |
104246.78 |
103891.05 |
04/30/2015 |
133391.53 |
124650.79 |
122091.75 |
116906.44 |
112347.22 |
108108.26 |
104426.29 |
103891.05 |
05/31/2015 |
136379.64 |
126205.65 |
123301.14 |
117628.47 |
112766.79 |
108399.68 |
104604.74 |
103891.05 |
06/30/2015 |
131588.07 |
124115.4 |
121439.46 |
116333.11 |
112107.13 |
108164.72 |
104772.28 |
104571.98 |
07/31/2015 |
136078.88 |
126214.61 |
123200.82 |
117631.17 |
113060.38 |
108739.76 |
104942.75 |
104571.98 |
08/31/2015 |
129303.63 |
122830.86 |
120381.07 |
115719.79 |
112004.21 |
108324.09 |
105104.73 |
104571.98 |
09/30/2015 |
126566.94 |
121524.11 |
119067.71 |
114742.1 |
111588.3 |
108217.86 |
105259.87 |
105058.37 |
10/31/2015 |
132607.59 |
125159.39 |
122132.33 |
117005.5 |
113038.91 |
108978.66 |
105424.17 |
105058.37 |
11/30/2015 |
132007.3 |
125004.86 |
121998.78 |
116938.74 |
113018.95 |
109039.8 |
105583.67 |
105058.37 |
12/31/2015 |
131457.42 |
124932.15 |
121759.81 |
116755.41 |
113034.65 |
109137.2 |
105749.77 |
105447.47 |
01/31/2016 |
125757.68 |
121822.92 |
119198.46 |
115112.68 |
112307.6 |
109007.99 |
105919.95 |
105447.47 |
02/29/2016 |
125261.32 |
121972.04 |
119401.89 |
115353.18 |
112657.39 |
109338.76 |
106105.75 |
105447.47 |
03/31/2016 |
128342.58 |
124191.76 |
121253.94 |
116825.15 |
113681.05 |
109915.64 |
106285.92 |
105252.92 |
04/30/2016 |
130537.78 |
125927.74 |
122741.01 |
118008.21 |
114421.94 |
110342.35 |
106472.64 |
105252.92 |
05/31/2016 |
134842.4 |
128467.92 |
124765.39 |
119469.68 |
115316.68 |
110869.92 |
106663.85 |
105252.92 |
06/30/2016 |
131550.92 |
127713.81 |
124509.07 |
119644.06 |
115599.45 |
111134.14 |
106841.61 |
105642.02 |
07/31/2016 |
136724.51 |
131077.62 |
127241.98 |
121716.14 |
116880.07 |
111800.52 |
106995.1 |
105642.02 |
08/31/2016 |
137150.71 |
131606.23 |
127747.11 |
122153.81 |
117161.36 |
112012.34 |
107173.95 |
105642.02 |
09/30/2016 |
136614.14 |
131738.72 |
127901.25 |
122303.1 |
117314.41 |
112150.06 |
107327.57 |
106420.23 |
10/31/2016 |
134105.22 |
130554.7 |
126973.67 |
121604.59 |
116861.91 |
111939.48 |
107486.8 |
106420.23 |
11/30/2016 |
136865.88 |
132147.07 |
128030.63 |
122112.63 |
117003.6 |
111952.86 |
107639.27 |
106420.23 |
12/31/2016 |
141152.53 |
135091.56 |
130385.56 |
123830.15 |
118051.92 |
112472.93 |
107791 |
107003.89 |
01/31/2017 |
140868.15 |
135304.3 |
130659.75 |
124107.85 |
118280.77 |
112653.24 |
107949.81 |
107003.89 |
02/28/2017 |
142997.17 |
136872.1 |
131957.06 |
125120.95 |
118928 |
113010.92 |
108089.9 |
107003.89 |
03/31/2017 |
145637.67 |
138710.15 |
133425.99 |
126210.13 |
119642.02 |
113440.79 |
108244.4 |
107490.27 |
04/30/2017 |
149095.12 |
140855.39 |
135124.39 |
127460.35 |
120457.91 |
113912.63 |
108383.23 |
107490.27 |
05/31/2017 |
151389.22 |
142483.06 |
136503.29 |
128565.15 |
121175.6 |
114348.54 |
108528.71 |
107490.27 |
06/30/2017 |
150746.46 |
142554.11 |
136527.5 |
128565.35 |
121212.48 |
114383.33 |
108680.98 |
107684.82 |
07/31/2017 |
150646.76 |
142559.93 |
136603.33 |
128679.91 |
121352.07 |
114530.19 |
108823.17 |
107684.82 |
08/31/2017 |
151795.36 |
143444.87 |
137348.69 |
129287.33 |
121717.21 |
114769.01 |
108962.82 |
107684.82 |
09/30/2017 |
153085.54 |
144471.65 |
138148.54 |
129868.1 |
122042.8 |
114938.24 |
109092.78 |
108365.76 |
10/31/2017 |
157413.44 |
147417.84 |
140346.63 |
131480.77 |
123068.41 |
115509.14 |
109250.32 |
108365.76 |
11/30/2017 |
160777.14 |
149593.92 |
141998.43 |
132731.55 |
123810.24 |
115937.66 |
109389.7 |
108365.76 |
12/31/2017 |
162392.04 |
150634.24 |
142735.77 |
133229.67 |
124077.25 |
116069.98 |
109529.1 |
109046.69 |
01/31/2018 |
164243.54 |
152570.79 |
144269.19 |
134389.69 |
124770.35 |
116386.45 |
109672.46 |
109046.69 |
02/28/2018 |
163801.11 |
152373.7 |
144129.46 |
134330.96 |
124801.52 |
116481.7 |
109808.07 |
109046.69 |
03/31/2018 |
161136.15 |
150816.24 |
143099.34 |
133726.95 |
124682.43 |
116597.82 |
109949.76 |
109533.07 |
04/30/2018 |
165408.51 |
154011.57 |
145316.54 |
135209.6 |
125619.22 |
117051.61 |
110110.43 |
109533.07 |
05/31/2018 |
167197.31 |
154926.82 |
146027.32 |
135725.91 |
125988.13 |
117366.63 |
110282.07 |
109533.07 |
06/30/2018 |
170588.08 |
157127.42 |
147631.86 |
136914.71 |
126742.72 |
117795.22 |
110441.37 |
109922.18 |
07/31/2018 |
172901.09 |
158949.73 |
148940.49 |
137800.15 |
127326.74 |
118124.4 |
110620.35 |
109922.18 |
08/31/2018 |
175704.06 |
160596.43 |
150149.61 |
138678.12 |
127899.82 |
118521.91 |
110802.24 |
109922.18 |
09/30/2018 |
176277.9 |
161106.68 |
150484.82 |
138859.82 |
128060.27 |
118655.42 |
110974.57 |
110408.56 |
10/31/2018 |
166945.22 |
156007.71 |
147025.19 |
136612.88 |
126975.31 |
118315.38 |
111157.89 |
110408.56 |
11/30/2018 |
165329.6 |
154876.36 |
146293.48 |
136138.76 |
126878.92 |
118439.27 |
111326.13 |
110408.56 |
12/31/2018 |
160529.83 |
152003.24 |
144564.03 |
135230.84 |
126585.07 |
118568.25 |
111497.62 |
110992.22 |
01/31/2019 |
166596.65 |
156444.38 |
147885.11 |
137642.98 |
128087.41 |
119320.8 |
111676.99 |
110992.22 |
02/28/2019 |
173163.42 |
160415.93 |
150812 |
139718.95 |
129238.53 |
119908 |
111853.51 |
110992.22 |
03/31/2019 |
174905.36 |
161604.69 |
151928.2 |
140710.55 |
130010.29 |
120440.04 |
112031.45 |
110992.22 |
04/30/2019 |
180417.34 |
165364.78 |
154673.25 |
142626.94 |
131076.39 |
120960.67 |
112207.58 |
110992.22 |
05/31/2019 |
178474.05 |
164338.85 |
154157.55 |
142496.56 |
131253.22 |
121263.24 |
112376.74 |
110992.22 |
06/30/2019 |
184444.66 |
168307.95 |
157178.85 |
144685.06 |
132566.96 |
121977.29 |
112513.76 |
111673.15 |
07/31/2019 |
187611.1 |
170342.33 |
158733.71 |
145851.43 |
133238.58 |
122346.9 |
112644.03 |
111673.15 |
08/31/2019 |
185229.49 |
169036.83 |
158125.14 |
145726.6 |
133393.57 |
122610.2 |
112746.31 |
111673.15 |
09/30/2019 |
188263.64 |
170981.08 |
159422.94 |
146557.26 |
133808.47 |
122789.31 |
112839.86 |
112256.81 |
10/31/2019 |
189831.69 |
172272.67 |
160333.44 |
147144.32 |
134163.91 |
122972.24 |
112930.2 |
112256.81 |
11/30/2019 |
196169.45 |
175725.22 |
162664.28 |
148664.95 |
135026.84 |
123402.79 |
113022.26 |
112256.81 |
12/31/2019 |
195535.53 |
175702.23 |
162562.76 |
148510.89 |
134922.01 |
123303.83 |
113107.07 |
113035.02 |
01/31/2020 |
200326.95 |
179541.34 |
165764.21 |
151002.04 |
136499.05 |
124169.42 |
113201.23 |
113035.02 |
02/29/2020 |
190822.09 |
174098.42 |
162256.47 |
148805.66 |
135549.21 |
123896.77 |
113292.21 |
113035.02 |
03/31/2020 |
166732.92 |
156584.61 |
149576.63 |
139794.07 |
130589.13 |
121863.49 |
113399.1 |
113424.12 |
04/30/2020 |
176596.68 |
162673.46 |
153002.83 |
142075.47 |
131656.66 |
122406.78 |
113463.31 |
113424.12 |
05/31/2020 |
182175.55 |
166122.33 |
155478.08 |
143897.73 |
132777.9 |
123028.04 |
113488.91 |
113424.12 |
06/30/2020 |
184561.13 |
167907.6 |
157059.7 |
145197.51 |
133592.84 |
123484.17 |
113508.01 |
111284.05 |
07/31/2020 |
187732.07 |
170193.09 |
158872.32 |
146680.5 |
134602.76 |
124032.93 |
113529.33 |
111284.05 |
08/31/2020 |
193551.18 |
173982.28 |
161262.81 |
148278.64 |
135381.31 |
124370.68 |
113547.27 |
111284.05 |
09/30/2020 |
190703.77 |
171987.22 |
160010.82 |
147418.44 |
134964.8 |
124200.92 |
113564.83 |
113035.02 |
10/31/2020 |
192023.94 |
173195.72 |
161009.84 |
148103.84 |
135463.1 |
124471.3 |
113584.31 |
113035.02 |
11/30/2020 |
206920.82 |
183627.62 |
167840.91 |
152798.8 |
138156.07 |
125872.65 |
113595.21 |
113035.02 |
12/31/2020 |
209542.33 |
185702.14 |
169478.74 |
154040.56 |
138980.03 |
126334.96 |
113606.07 |
114007.78 |
01/31/2021 |
209269.28 |
185979.66 |
169813.45 |
154350.99 |
139215.5 |
126326.61 |
113609.31 |
114007.78 |
02/28/2021 |
211825.52 |
187875.74 |
170636.11 |
154758.43 |
139170.26 |
125989.65 |
113619.54 |
114007.78 |
03/31/2021 |
218020.01 |
192051.79 |
173111.83 |
156360.91 |
139913.12 |
126294.61 |
113620.93 |
114688.72 |
04/30/2021 |
224650.89 |
197402.05 |
176633.53 |
158840.27 |
141320.6 |
127001.99 |
113623.27 |
114688.72 |
05/31/2021 |
225987.48 |
198571.01 |
177581.54 |
159585.82 |
141767.29 |
127275.74 |
113625.66 |
114688.72 |
06/30/2021 |
233479.39 |
204394.46 |
181588.94 |
162216.75 |
143308.44 |
127996.87 |
113629.24 |
115564.2 |
07/31/2021 |
236538.6 |
206596.36 |
183121.98 |
163426.22 |
144127.99 |
128631.17 |
113631.47 |
115564.2 |
08/31/2021 |
244339.28 |
211996.64 |
186524.76 |
165446.23 |
145118.69 |
129091.15 |
113633.11 |
115564.2 |
09/30/2021 |
240192.05 |
209274.82 |
184914.99 |
164233.82 |
144478.49 |
128567.51 |
113635.11 |
116439.69 |
10/31/2021 |
241918.04 |
211366.66 |
186016.04 |
164940.18 |
144716.34 |
128356.29 |
113636.91 |
116439.69 |
11/30/2021 |
241072.33 |
211152.24 |
185843.04 |
165131.12 |
145015.83 |
128726.7 |
113651.66 |
116439.69 |
12/31/2021 |
246750.91 |
215639.3 |
188552.46 |
166986.75 |
146207.79 |
129196.31 |
113661.2 |
117996.11 |
01/31/2022 |
232792.61 |
206047.91 |
183056.77 |
163618.28 |
144093.31 |
127931.15 |
113684.57 |
117996.11 |
02/28/2022 |
235134.76 |
207502.21 |
183893.49 |
163724.89 |
143858.02 |
127502.32 |
113703.95 |
117996.11 |
03/31/2022 |
238739.34 |
210540.2 |
185796.59 |
164402.91 |
143919.04 |
126955.19 |
113711.01 |
120525.29 |
04/30/2022 |
232439.53 |
207133.65 |
184051.02 |
163083.46 |
142819.22 |
125840.86 |
113727.12 |
120525.29 |
05/31/2022 |
229207.98 |
204272.25 |
181911.49 |
161720.77 |
141853.59 |
125359.99 |
113789.72 |
120525.29 |
06/30/2022 |
218057.04 |
195936.45 |
177004.86 |
159115.85 |
140241.3 |
124383.16 |
113871.89 |
122665.37 |
07/31/2022 |
229179.68 |
204728.81 |
182672.43 |
163157.67 |
143003.13 |
126156.86 |
114000.23 |
122665.37 |
08/31/2022 |
226761.07 |
203124.54 |
181989.55 |
162448.52 |
142474.4 |
125482.62 |
114169.45 |
122665.37 |
09/30/2022 |
215483.22 |
195043.5 |
176712.93 |
158740.32 |
139887.6 |
123805.82 |
114337.8 |
124902.72 |
10/31/2022 |
226718.67 |
203547.44 |
181876.14 |
162166.11 |
141998.64 |
124673.8 |
114583.28 |
124902.72 |
11/30/2022 |
235340.84 |
209994.87 |
186167.27 |
165264.21 |
144373.65 |
126368.75 |
114839.82 |
124902.72 |
12/31/2022 |
227428.63 |
204435.48 |
183095.31 |
163101.57 |
143425.95 |
125917.28 |
115127.07 |
127237.35 |
01/31/2023 |
238666.21 |
212921.25 |
188794.48 |
167222.72 |
145943.8 |
127542.64 |
115467.8 |
127237.35 |
02/28/2023 |
236998.26 |
211568.59 |
187986.97 |
166450.52 |
145593.39 |
127197.8 |
115762.09 |
127237.35 |
03/31/2023 |
241502.5 |
214697.83 |
189740.38 |
168239.98 |
146727.07 |
128301.67 |
116137.4 |
128988.33 |
04/30/2023 |
248488.1 |
220058.76 |
192940.44 |
170255.73 |
148056.65 |
129068.73 |
116560.34 |
128988.33 |
05/31/2023
|
247840.56 |
219512.86 |
192732.23 |
170110.87 |
148138.76 |
129165.68 |
116968.24 |
128988.33 |
06/30/2023 |
254556.26 |
224280.19 |
195525.09 |
171635.11 |
149135.31 |
129610.87 |
117367.16 |
130058.37 |
Annual returns
The tables below show the three and five year compound annual returns and financial year returns for each investment option.
Accumulation Plan
|
Shares Only |
Growth (previously High Growth) |
Balanced (previously Growth) |
Conservative (previously Balanced) |
Capital Stable (previously Conservative) |
Defensive1 |
Balanced Growth (previously Basic Growth)2 |
Ethical Diversified (previously Ethically Minded)2 |
Cash |
Compound average returns |
10 years (avg % p.a.) |
9.79% |
8.41% |
6.94% |
5.55% |
4.08% |
2.63% |
N/A |
N/A |
1.61% |
5 years (avg % p.a.) |
8.33% |
7.38% |
5.78% |
4.62% |
3.31% |
1.93% |
7.36% |
5.53% |
1.22% |
3 years (avg % p.a.) |
11.31% |
10.13% |
7.58% |
5.73% |
3.74% |
1.63% |
9.26% |
7.40% |
1.12% |
Financial year returns |
2022-2023 |
16.74% |
14.47% |
10.46% |
7.87% |
6.34% |
4.20% |
13.33% |
7.06% |
3.07% |
2021-2022 |
-6.61% |
-4.14% |
-2.52% |
-1.91% |
-2.14% |
-2.82% |
-3.28% |
-2.97% |
0.21% |
2020-2021 |
26.51% |
21.73% |
15.62% |
11.72% |
7.27% |
3.65% |
18.99% |
19.24% |
0.11% |
2019-2020 |
0.06% |
-0.24% |
-0.08% |
0.35% |
0.77% |
1.24% |
0.39% |
-1.13% |
0.88% |
2018-2019 |
8.12% |
7.12% |
6.47% |
5.68% |
4.60% |
3.55% |
8.94% |
6.89% |
1.88% |
2017-2018 |
13.16% |
10.22% |
8.13% |
6.49% |
4.56% |
2.98% |
9.86% |
8.11% |
1.62% |
2016-2017 |
14.59% |
11.62% |
9.65% |
7.46% |
4.86% |
2.92% |
N/A |
N/A |
1.72% |
2015-2016 |
-0.03% |
2.90% |
2.53% |
2.85% |
3.12% |
2.75% |
N/A |
N/A |
1.98% |
2014-2015 |
12.13% |
9.53% |
8.24% |
6.56% |
5.03% |
3.54% |
N/A |
N/A |
2.25% |
2013-2014 |
17.35% |
13.32% |
12.20% |
9.17% |
6.74% |
4.46% |
N/A |
N/A |
2.47% |
2012-2013 |
23.13% |
16.13% |
14.13% |
10.13% |
7.46% |
5.06% |
N/A |
N/A |
3.13% |
2011-2012 |
1.24% |
4.35% |
4.90% |
5.37% |
5.51% |
4.91% |
N/A |
N/A |
4.04% |
2010-2011 |
10.68% |
11.18% |
9.57% |
8.49% |
6.94% |
1.06% |
N/A |
N/A |
4.12% |
Working Income Stream
|
Shares Only |
Growth (previously High Growth) |
Balanced (previously Growth) |
Conservative (previously Balanced) |
Capital Stable (previously Conservative) |
Defensive1 |
Balanced Growth (previously Basic Growth)2 |
Ethical Diversified (previously Ethically Minded)2 |
Cash |
Compound average returns |
10 years (avg % p.a.) |
9.79% |
8.41% |
6.94% |
5.55% |
4.08% |
2.63% |
N/A |
N/A |
1.61% |
5 years (avg % p.a.) |
8.33% |
7.38% |
5.78% |
4.62% |
3.31% |
1.93% |
7.36% |
5.53% |
1.22% |
3 years (avg % p.a.) |
10.40% |
8.89% |
7.37% |
5.91% |
4.37% |
2.85% |
N/A |
N/A |
1.76% |
Financial year returns |
2022-2023 |
16.74% |
14.47% |
10.46% |
7.87% |
6.34% |
4.20% |
13.33% |
7.06% |
3.07% |
2021-2022 |
-6.61% |
-4.14% |
-2.52% |
-1.91% |
-2.14% |
-2.82% |
-3.28% |
-2.97% |
0.21% |
2020-2021 |
26.51% |
21.73% |
15.62% |
11.72% |
7.27% |
3.65% |
18.99% |
19.24% |
0.11% |
2019-2020 |
0.06% |
-0.24% |
-0.08% |
0.35% |
0.77% |
1.24% |
0.39% |
-1.13% |
0.88% |
2018-2019 |
8.12% |
7.12% |
6.47% |
5.68% |
4.60% |
3.55% |
8.94% |
6.89% |
1.88% |
2017-2018 |
13.16% |
10.22% |
8.13% |
6.49% |
4.56% |
2.98% |
9.86% |
8.11% |
1.62% |
2016-2017 |
14.59% |
11.62% |
9.65% |
7.46% |
4.86% |
2.92% |
N/A |
N/A |
1.72% |
2015-2016 |
-0.03% |
2.90% |
2.53% |
2.85% |
3.12% |
2.75% |
N/A |
N/A |
1.98% |
2014-2015 |
12.13% |
9.53% |
8.24% |
6.56% |
5.03% |
3.54% |
N/A |
N/A |
2.25% |
2013-2014 |
17.35% |
13.32% |
12.20% |
9.17% |
6.74% |
4.46% |
N/A |
N/A |
2.47% |
2012-2013 |
23.13% |
16.13% |
14.13% |
10.13% |
7.46% |
5.06% |
N/A |
N/A |
3.13% |
2011-2012 |
1.24% |
4.35% |
4.90% |
5.37% |
5.51% |
4.91% |
N/A |
N/A |
4.04% |
2010-2011 |
10.68% |
11.18% |
9.57% |
8.49% |
6.94% |
1.06% |
N/A |
N/A |
4.12% |
Retirement Income Stream
|
Shares Only |
Growth (previously High Growth) |
Balanced (previously Growth) |
Conservative (previously Balanced) |
Capital Stable (previously Conservative) |
Defensive1 |
Balanced Growth (previously Basic Growth)2 |
Ethical Diversified (previously Ethically Minded)2 |
Cash |
Compound average returns |
10 years (avg % p.a.) |
11.00% |
9.46% |
7.82% |
6.26% |
4.62% |
3.03% |
N/A |
N/A |
1.90% |
5 years (avg % p.a.) |
9.23% |
8.27% |
6.50% |
5.15% |
3.69% |
2.20% |
8.30% |
6.24% |
1.43% |
3 years (avg % p.a.) |
12.43% |
11.25% |
8.38% |
6.22% |
4.02% |
1.77% |
10.33% |
8.44% |
1.30% |
Financial year returns |
2022-2023 |
18.78% |
16.25% |
11.81% |
8.88% |
7.21% |
4.79% |
14.92% |
8.11% |
3.56% |
2021-2022 |
-8.37% |
-5.27% |
-3.48% |
-3.05% |
-3.18% |
-3.60% |
-3.83% |
-3.70% |
0.23% |
2020-2021 |
30.57% |
25.04% |
17.96% |
13.53% |
8.42% |
4.35% |
21.52% |
22.48% |
0.13% |
2019-2020 |
-0.02% |
-0.22% |
0.03% |
0.55% |
1.01% |
1.52% |
0.43% |
-1.37% |
1.05% |
2018-2019 |
9.43% |
8.27% |
7.59% |
6.69% |
5.43% |
4.21% |
10.46% |
7.64% |
2.22% |
2017-2018 |
14.72% |
11.40% |
9.07% |
7.27% |
5.12% |
3.39% |
11.28% |
9.21% |
1.92% |
2016-2017 |
16.63% |
13.31% |
11.08% |
8.59% |
5.63% |
3.42% |
N/A |
N/A |
2.02% |
2015-2016 |
0.10% |
3.26% |
2.86% |
3.28% |
3.64% |
3.24% |
N/A |
N/A |
2.33% |
2014-2015 |
13.98% |
10.67% |
9.29% |
7.41% |
5.74% |
4.11% |
N/A |
N/A |
2.65% |
2013-2014 |
19.67% |
15.07% |
13.82% |
10.46% |
7.67% |
5.12% |
N/A |
N/A |
2.89% |
2012-2013 |
27.95% |
18.52% |
16.44% |
11.73% |
8.71% |
5.95% |
N/A |
N/A |
3.67% |
2011-2012 |
0.95% |
4.98% |
5.50% |
6.15% |
6.25% |
5.57% |
N/A |
N/A |
4.69% |
2010-2011 |
12.42% |
12.91% |
11.13% |
9.91% |
8.12% |
1.23% |
N/A |
N/A |
4.86% |
Beneficiary Account
|
Shares Only |
Growth (previously High Growth) |
Balanced (previously Growth) |
Conservative (previously Balanced) |
Capital Stable (previously Conservative) |
Defensive1 |
Balanced Growth (previously Basic Growth)2 |
Ethical Diversified (previously Ethically Minded)2 |
Cash |
Compound average returns |
10 years (avg % p.a.) |
9.79% |
8.41% |
6.94% |
5.55% |
4.08% |
2.63% |
N/A |
N/A |
1.61% |
5 years (avg % p.a.) |
8.33% |
7.38% |
5.78% |
4.62% |
3.31% |
1.93% |
7.36% |
5.53% |
1.22% |
3 years (avg % p.a.) |
11.31% |
10.13% |
7.58% |
5.73% |
3.74% |
1.63% |
9.26% |
7.40% |
1.12% |
Financial year returns |
2022-2023 |
16.74% |
14.47% |
10.46% |
7.87% |
6.34% |
4.20% |
13.33% |
7.06% |
3.07% |
2021-2022 |
-6.61% |
-4.14% |
-2.52% |
-1.91% |
-2.14% |
-2.82% |
-3.28% |
-2.97% |
0.21% |
2020-2021 |
26.51% |
21.73% |
15.62% |
11.72% |
7.27% |
3.65% |
18.99% |
19.24% |
0.11% |
2019-2020 |
0.06% |
-0.24% |
-0.08% |
0.35% |
0.77% |
1.24% |
0.39% |
-1.13% |
0.88% |
2018-2019 |
8.12% |
7.12% |
6.47% |
5.68% |
4.60% |
3.55% |
8.94% |
6.89% |
1.88% |
2017-2018 |
13.16% |
10.22% |
8.13% |
6.49% |
4.56% |
2.98% |
9.86% |
8.11% |
1.62% |
2016-2017 |
14.59% |
11.62% |
9.65% |
7.46% |
4.86% |
2.92% |
N/A |
N/A |
1.72% |
2015-2016 |
-0.03% |
2.90% |
2.53% |
2.85% |
3.12% |
2.75% |
N/A |
N/A |
1.98% |
2014-2015 |
12.13% |
9.53% |
8.24% |
6.56% |
5.03% |
3.54% |
N/A |
N/A |
2.25% |
2013-2014 |
17.35% |
13.32% |
12.20% |
9.17% |
6.74% |
4.46% |
N/A |
N/A |
2.47% |
2012-2013 |
23.13% |
16.13% |
14.13% |
10.13% |
7.46% |
5.06% |
N/A |
N/A |
3.13% |
2011-2012 |
1.24% |
4.35% |
4.90% |
5.37% |
5.51% |
4.91% |
N/A |
N/A |
4.04% |
2010-2011 |
10.68% |
11.18% |
9.57% |
8.49% |
6.94% |
1.06% |
N/A |
N/A |
4.12% |
More investment performance
Our investment approach
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