Term Deposit rates

October 20 2017

How do term deposits work?

Learn more about Term Deposit with ESSSuper to help you understand if this option is right for you and how the process works.

Learn more

ESSSuper offers a limited range of Term Deposit investment options from selected leading Australian banks.

We will publish details of the Term Deposit investment options each month on the 16th day of the month or the next business day. Remember, we must receive your instruction by the 20th day of the month if you wish to invest.


Latest rate

Status Bank Term Maturity date Accumulation
Plan Rate
(per annum)
Working Income
Stream Rate
(per annum)
Retirement Income
Stream Rate
(per annum)
Closed NAB 6 months 1 May 2018 2.08% 2.08% 2.45%
Closed Westpac 6 months 1 May 2018 1.99% 1.99% 2.34%

Investment option change forms

Prior Term Deposit Rates

Status Bank Term Maturity Date Accumulation
Plan rate
(per annum)
Working Income
Stream rate
(per annum)
Retirement Income
Stream rate
(per annum) 
Closed  NAB  6 months  1 April 2018  2.11%  2.11%  2.48% 
Closed  Westpac  6 months  1 April 2018  1.99%  1.99%  2.34% 
Closed
NAB 6 months 1 March 2018 2.03% 2.03% 2.39%
Closed Westpac 6 months 1 March 2018 2.12% 2.12% 2.49%
Closed
NAB
6 months
1 February 2018
2.01%
2.01%
2.36%
Closed
Westpac
6 months
1 February 2018 
1.99%
1.99%
2.34%
Closed NAB 6 months 1 January 2018  2.04% 2.40% 2.40%
Closed Westpac 6 months 1 January 2018 1.99% 2.34%  2.34%
Closed NAB 6 months 1 December 2017 2.07% 2.43% 2.43%
Closed Westpac 6 months 1 December 2017 1.99% 2.34% 2.34%
Closed NAB 6 months 1 November 2017 2.13% 2.50% 2.50%
Closed Westpac 6 months 1 November 2017 2.16% 2.54% 2.54%
Closed  NAB 6 months  1 October 2017 2.15% 2.53% 2.53%
Closed Westpac 6 months 1 October 2017 2.08% 2.44% 2.44%
Closed NAB 6 months  1 September 2017 2.15% 2.53% 2.53%
Closed Westpac 6 months 1 September 2017 2.08% 2.44% 2.44%

Westpac
Westpac