Financial Advice

June 30 2017

Our responsibility to you

ESSSuper Financial Advisers will provide advice that is in your best interests. Our Financial Advisers are authorised representatives of Adviser Network and will only recommend products after considering the suitability to your personal financial situation and needs.


Take control of your financial future

Speak to someone today to find out if a Financial Planner can assist you.

Contact us

Planning for your future can be a daunting task. The decisions you make today can have a lasting impact on the life you live in retirement, which is why it is important to consider personal financial advice.

Sometimes you need more than just information. Sometimes you need someone to consider your personal financial circumstances and needs, rather than just letting you know what your options are. Sometimes, you need an expert to plan the best way for you to achieve your financial goals.

Because we care about you and your future, we offer a financial planning service1. Our qualified Financial Advisers not only understand the unique complexities of your ESSSuper funds, but are also able to advise on more than just your super.

For general advice or information, you can always talk to one of our Member Education Consultants. But for those times where you need that little bit extra, our Financial Advisers are here for you.

Our advisers can provide:

Limited (scaled) financial advice

If you would like advice about a particular topic, we can provide that for you.

Specific topics you might want advice on include:

  • Choosing an investment option
  • Making contributions to super, including Salary sacrifice
  • Retirement needs
  • Consolidation of super
  • Insurance
  • Working income streams, including transition to retirement

This advice will be provided in a Statement of Advice.

A comprehensive tailored financial plan

A qualified Financial Adviser can work with you to develop a tailored plan to help you reach your retirement goals.

It's also important to consider seeking financial advice if you:

  • are planning to leave work
  • are facing redundancy
  • are considering a change in career
  • want to move to part time work, or
  • receive a lump sum of money and need to make an investment decision.

Your first appointment is obligation free. This appointment will be used to find out your personal objectives, financial situation and needs, and to determine if this level of assistance is right for you.

 

Fees and charges

We provide general advice and information to hundreds of ESSSuper members every day. If you would like general information, or if you would like to enquire about a free appointment with a Member Education Consultant, please contact us.

Our comprehensive financial plans are charged at an hourly rate of $275. The cost of a plan ranges from $1,925, depending on the complexity of the plan. In exceptional circumstances this cost may be higher.

For specific, single-topic financial advice there are fixed fees1. Fees vary depending on the advice topic, starting from $275 and increasing up to $825.

Before choosing to proceed with financial advice, you will be provided with a quote at the conclusion of your first appointment.

Where the advice relates exclusively to your super account with ESSSuper, members with an ESSSuper Accumulation Plan, Income Stream or Beneficiary Account may choose to deduct the fees for this advice from their account. Any fees associated with personal advice that is not directly related to your super will need to be paid by you.

 



 


1. ESSSuper Member Education Advisers and Financial Planners are authorised representatives of Adviser Network Pty Ltd (Adviser Network). Adviser Network holds a current Australian Financial Services Licence No. 232729 and is responsible for the financial services provided to you. ESSSuper has an arrangement with Adviser Network Pty Ltd to provide financial advice to ESSSuper members. ESSSuper pays Adviser Network a fee for this service. Neither the Board, nor the Victorian Government, guarantee or endorse any recommendations made by Adviser Network, or are responsible for the advice and actions of Adviser Network.