Retirement Options


One great thing about ESSSuper is that you have options. We have worked hard to give you the best options possible to support your transition into the next exciting phase of your life and enjoy a low-stress retirement.

Planning for retirement

You aren’t alone! Contact us for expert information and advice about your super.

Contact us

If you are thinking about retirement, now is the right time to contact us. We are here to help you navigate through the options to find the best one for you. Remember, no one knows your super better than we do.

Pre-retirement options

In the lead up to retirement, you may be eligible to access our award winning Working Income Stream to help you transition to retirement. You can then access part of your super even while you are still working. There are some eligibility requirements to be aware of.

Find out about our award-winning Working Income Stream designed to provide a regular income to members who have reached preservation age but wish to continue to work.

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Retirement options

Once you have retired, depending on your ESSSuper fund, you may be eligible for:

  • a lump sum
  • a pension, or
  • a combined part pension, part lump sum.

Your lump sum benefit can be used to access our award winning Retirement Income Stream, which provides you with a regular income in retirement.

Find out about our award-winning Retirement Income Stream allowing you to convert your lump sum superannuation benefits into a flexible income stream to suit your lifestyle in retirement.

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Things to remember

Because everyone is different and each of our superannuation funds have specific characteristics, it's important that you contact us for assistance and accurate information when planning your retirement.

There are many other things to consider in addition to your super, including tax, other sources of income, insurance, and beneficiaries. It may seem overwhelming, but remember, we have experts who are here to help you. We've already helped over 50,000 members like you who now receive regular retirement payments from us.