October 26 2021
Starting a new job is an exciting time, and there's lots to do.
Fortunately, it's easy to keep your super together at ESSSuper as you progress through your career, wherever it may take you.
Your options when changing jobs
If you already have an account in our accumulation plan and want to stay with us, simply download and complete our choice of fund form (which includes our letter of compliance) then give it to your new employer. Don't send this completed form to ESSSuper or the Australian Taxation Office (ATO).
- If you have a Defined Benefit (DB) membership with a linked Accumulation Plan, please refer to the "Changing jobs with a Defined Benefit fund" section below.
- Your employer doesn't need to register with ESSSuper to make contributions. Employers should refer to our Making contributions page for more information.
Defined Benefit fund
As a Defined Benefit (DB) member, we offer a range of product options so you can stay with ESSSuper when you change employer, retire, or otherwise cease your DB fund membership:
ESSS DB members may be eligible to open a Beneficiary Account.
For more information, refer to the "Staying with ESSSuper when you leave the ESSS DB Fund" section of the Defined Benefit Fund Product Disclosure Statement (PDS).
Accumulation Plan details for the standard choice form
Fund ABN: 85 894 637 037
Fund name: ESSSuper Accumulation Plan
Fund address: GPO Box 1974, Melbourne VIC 3001
Fund phone number: 1300 650 161
Fund website address: esssuper.com.au
Unique Superannuation Identifier (USI): ESS0003AU
Please contact us if you need any further information, such as your member number.
Changing jobs with a Defined Benefit fund
You can keep your membership in the ESSS DB Fund if you start a new job as an operational employee of the Victoria Police, Metropolitan Fire & Emergency Services Board, Ambulance Victoria, Country Fire Authority, or in certain positions in the Department of Environment, Land, Water, and Planning.
Otherwise, your new employer won't be able to contribute to your current DB fund (including the Transport Scheme). Most employers pay contributions into an accumulation-style super account, but even if they offer a DB fund they'd have specific rules about where contributions can be paid to.
You must decide what to do with your ESSS DB Fund account within 60 days of leaving your employer. If you don't make a choice, your ESSS DB super benefit will be combined into a lump sum with any linked Accumulation Plan benefit you may have and transferred to a new account in the Accumulation Plan with a new account number. The combined benefits will be taxed benefits in the Growth investment option, and any Accumulation Plan insurance you had will cease.
Everyone’s situation is different, so for more information on this and other Defined Benefit schemes, please contact us.
Other things to consider
If you've had different jobs over your career, you may have some lost super. The ATO’s online Manage my super tool can help you quickly reunite any lost super you may have. Consolidating your super can help you save on multiple fees. Our Accumulation Plan will accept transfers and rollovers from other funds. Simply log into your myGov account and click on Manage my super – it only takes a few minutes and there's no paperwork.
Before opening a new account, you can discuss your personal objectives and financial situation with an expert Member Education Consultant or Financial Adviser*.
We're here to help
It’s easy to book a virtual appointment, so our expertise is always close at hand