Grow your super

There are a number of ways you can go for gold when it comes to your super. The super you accumulate now provides your income in retirement - the more you save, the more likely it is that you will be able to enjoy the retirement you are dreaming of.

Employer Superannuation Guarantee Contributions are compulsory, but there are a number of other ways you can boost your income in retirement. Not all contributions are treated the same, each has rules, benefits and special considerations.

Some financial advisers suggest a common target for retirement income is around 60% of your salary at retirement.

1. You should check any relevant exit fees you may incur, or any insurance arrangements that may be forfeited, or any other effects this transfer may have on your benefits, before rolling your money into our fund.

2. There are maximum limits on before and after tax contributions which are set by the Government, and if these limits are exceeded you may be liable for additional tax. It is important that you monitor your contribution levels as they may change from year to year. Please read the Product Disclosure Statement relevant to your particular fund, available from ESSSuper, for more information.

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