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Rollover your super

November 30 2021

'Rolling over' your super is the process of transferring your super balance from one fund to another.

If you are an ESSSuper member, or an eligible member spouse or de facto partner, you can roll your funds1 into our Accumulation Plan or an Income Stream, such as our Working Income Stream or Retirement Income Stream2.

The benefits of rolling over super into one fund include:

  • you can save on fees
  • you can benefit from compound interest
  • it is easier for you to keep track of your super
  • it is easier to manage your super

Rolling over is easy

All you need to do is complete a Transfer your super form for each super fund and send the completed forms back to us.

We do all the hard work to make sure all your money is safely secured in your ESSSuper account.

We can help you find your super

Defined benefit fund members

Your defined benefit fund is based on a specific formula, which means you are unable to add other money to your defined benefit fund.

However, many ESSSuper members partner their defined benefit fund with our Accumulation Plan2, to keep all their super with the fund they trust.

Not only does this allow them to consolidate other funds into ESSSuper, but they can also enjoy other benefits such as topping up their retirement income, accessing an income stream, or increasing their insurance.

Find out more about the Accumulation Plan here


1. You should check any relevant exit fees you may incur, or any insurance arrangements that may be forfeited, or any other effects this transfer may have on your benefits, before rolling your money into our fund.

2. Before making any decisions about ESSSuper products or services, you should read the applicable PDS or Handbook. You can access all of our publications here.