Spouse accounts

May 09 2021

ESSSuper has been serving those who serve our community for over 100 years.

As a profit-for-members fund, we exist to help our members secure their financial dreams.

And now your spouse can enjoy the benefits too.

Police office with spouse

Who is a spouse?

Your spouse is a person who:

  • You're in a registered marriage with, or
  • Lives with you in a genuine domestic relationship as a couple (e.g. de facto).

What products are available?

An eligible spouse can open:

Refer to the relevant Product Disclosure Statement (PDS) for eligibility criteria.

Reduce fees for 12 months with an exclusive offer

You can both share the benefits of being in the ESSSuper family by referring your spouse or partner to join our exclusive, not-for-profit super fund.

Joining rebate
A spouse joining our Accumulation Plan or an income stream* will receive a rebate on the account-keeping and administration fees for the first year of joining. This will be a rebate of $52 for the account-keeping fee and 0.25% of the account balance for the administration fee. On an account balance of $100,000, that's a saving of around $300!

Referral rebate
You, the referring member, will also receive a rebate of $52 on the account-keeping fee for any Accumulation Plan or Income Stream account held in their name for a period of 12 months.

Strong long-term performance**

Our Investment options are designed to meet their return objectives with less return volatility, helping to protect your super balance during these periods of market volatility.

Learn more

Award-winning products

As an ESSSuper member, your spouse gains exclusive access to our award-winning Accumulation Plan and Income Streams.

Learn more

Industry leading customer service

We pride ourselves on our service and ensuring our members always feel empowered to make the best decisions.

In 2020 we were once again the top-ranked super fund for overall member satisfaction – that's five of the last seven years.


Considering a spouse account?

Before opening a new account, you should consider your personal objectives, financial situation, and needs. These documents can help you:

Ambulance worker having virtual appointment

We're here to help

For more information about this exclusive offer, our expertise is always close at hand

Contact us

* On or after 1 April 2020.

** Investment returns cannot be guaranteed as investment markets can be volatile. As a consequence, returns can be positive or negative. Past investment performance is not a reliable indicator of future performance. Benefits in ESSSuper’s Accumulation Plan and Income Stream products are not guaranteed or underwritten by the Victorian Government or ESSSuper, and ESSSuper does not come under the jurisdiction of the Australian Financial Complaints Authority.

Source: Investment Trends 2020 Member Sentiment & Communications Report

The information contained on this page is of a general nature only. It should not be considered as a substitute for reading ESSSuper’s Product Disclosure Statement (PDS) that contains detailed information about ESSSuper products, services and features. Before making a decision about an ESSSuper product, you should consider the appropriateness of the product to your personal objectives, financial situation and needs. It may also be beneficial to seek professional advice from a licensed financial planner or adviser. An ESSSuper PDS is available at esssuper.com.au/pds or by calling 1300 650 161.