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SERB Scheme

November 30 2021

Thinking about retirement?

Contact us to discuss your options today.

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No one knows your SERB Scheme better than we do.

The SERB Scheme (State Employees Retirement Benefit Scheme) members are eligible state employees who joined the scheme between 1980 and 30 June 1988.

How your SERB Scheme works

Throughout your working life, both you and funding from your employer will contribute to your SERB Scheme.

Your end benefit is calculated using a formula which takes into account a number of elements, including your:

  • Age
  • Trigger event (eg. resignation, retrenchment, or retirement)
  • Salary, and
  • Period of service

Grow your super - see the strategies that can make the difference.

Benefit options

As a SERB Scheme member you have a number of options, resulting in:

  • Part lump sum payment, part life pension
  • Lump sum payment

You can transfer* your lump sum benefit into our award-winning Accumulation Plan or take out an Income Stream. Our Accumulation Plan will give you the flexibility to continue to receive contributions if you are still working, increase your insurance cover** and nominate beneficiaries.

Find out more about our Accumulation Plan

Thinking about retirement?

Your entitlements and options are dependent on your circumstances, and the complexities can be confusing. Remember, no one knows your SERB Scheme better than we do.

Let us help you to understand your options in detail, and even advise you on which option is best in your personal situation.

Contact us to talk about your retirement options


Before making any decisions about ESSSuper products or services you should read the applicable Product Disclosure Statement (PDS), available on our PDS and handbooks page, for more information.

* You should check any relevant exit fees you may incur, or any insurance arrangements that may be forfeited, or any other effects this transfer may have on your benefits, before rolling your money into our fund.

** Insurance cover is subject to eligibility criteria and other terms and conditions in the Policy. Please read the Product Disclosure Statement relevant to your particular fund, available from ESSSuper, for more information.