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Super
Our funds
Which super fund or plan are you in? Find out more about them all here.
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Super basics
Super can be confusing. Get your head around the basics here, before you go into more detail.
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Want to know how to improve your super? Check out our strategies here.
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Find out about your current insurance entitlements and options for changing your cover here.
Changing jobs
Stay with ESSSuper. Choosing the right super fund can make a big difference to your lifestyle when you retire.
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Planning for retirement
Have you thought about what you’d like to do when you retire? Find out how we can help you plan to live your retirement dream.
Will you have enough super?
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Where do I start?
10 years from retirement
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Retirement Income Streams
Retirement life stages
Retirement is an adventure that changes as you age. Find out how you can make the most of each stage in this new chapter of your life.
Stage 1: Pre-retirement planning phase
Stage 2: Active retirement phase
Stage 3: Contemplative phase
Stage 4: Dependency phase
Retirement options
We have worked hard to provide award-winning funds designed to support you in your retirement journey. Review your choices here.
Working Income Streams
Retirement Income Streams
Pension members
This section is just for you. Here you will find information to help you manage your pension and enjoy your retirement.
Retirement guide
This guide is designed to highlight some of the key things you should think about now to plan the next stage of your journey with confidence.
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Will you have enough super when you retire?
Investments
Performance
We strive for consistent investment performance and above average returns over the long term. Find our latest performance here.
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Investment options
Find out more about your investment choice and explore our investment options. Which ones are right for you?
Growth (previously High Growth)
Balanced Growth (previously Basic Growth)
Ethical Diversified (previously Ethically Minded)
Balanced (previously Growth)
Conservative (previously Balanced)
Capital Stable (previously Conservative)
Defensive
Shares Only
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Investment approach
We follow key investment principles to help you achieve a comfortable and financially secure retirement.
Who manages your money
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Investment news
Superannuation is a rapidly changing industry. We aim to keep you informed by providing current, easy to read articles, investment commentary and videos.
Choosing your options
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Calculators
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Employers
Making contributions
Government regulations require your employees’ super benefits to be paid on time. Here you will find all the tools and information to help make this easy.
Help for employers
If you need some assistance or have a query – we’re here to help.
Victorian State Super Employers
Victorian Emergency Services Employers
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Publications
Publications to assist employers including EOL User Guide, fund manual(s), and Choice of Super Fund form.
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Through Employer Online (EOL), employers can pay defined benefit contributions, change employee details, and more.
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Do you want to know what it’s like to work with us? Learn more about us and see current vacancies here.
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Who are the faces behind ESSSuper? Find out more about our Board and Executive team here.
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Find out about how we work, who we work with, and the standards we adhere to.
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Contact us
1300 650 161
Emergency services
1300 655 476
State super
Awards
Check out our awards section to find out how ESSSuper compares with other super funds.
Annual Members' Meetings
We hold a meeting each financial year for members to learn about our investment performance and fund updates and ask questions.
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Don't miss out on your opportunity to learn about your super from our Member Education Consultants.
Advice & education
We have a proud history working with members just like you to help them understand their super and achieve their retirement goals. Who better to help you with your retirement plan?
General advice & education
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Take some time to play around with our calculators to better understand your super. You might discover new ways you can improve your retirement outcomes.
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Superannuation is a rapidly changing industry. We aim to keep you informed by providing current, easy to read articles.
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2024
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ESSSuper ranked top three for 2023
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Our Balanced Growth investment option has scored third place for the 2023 calendar year, as recognised by SuperRatings.
Investment insights: October to December 2023
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Want an in-depth perspective on investment trends? Join Daniel Selioutine (Group Executive, Investments) for a deep-dive podcast into the last quarter of 2023, plus discussion of the impacts of inflation and activity in global financial markets on investment performance.
How can a financial adviser help?
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This month on our Exploring Super podcast, we talk about financial advice and how it can help ESSSuper members.
Would you be covered if your life changed?
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We talked to emergency service members about their experiences applying for defined benefit disability pensions.
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