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Super
Our funds
Which super fund or plan are you in? Find out more about them all here.
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Super basics
Super can be confusing. Get your head around the basics here, before you go into more detail.
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Grow your super
Want to know how to improve your super? Check out our strategies here.
Find your super
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Insurance
Find out about your current insurance entitlements and options for changing your cover here.
Changing jobs
Stay with ESSSuper. Choosing the right super fund can make a big difference to your lifestyle when you retire.
Changing Jobs
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Something super for your spouse
Retirement
Planning for retirement
Have you thought about what you’d like to do when you retire? Find out how we can help you plan to live your retirement dream.
Will you have enough super?
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Where do I start?
10 years from retirement
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Retirement Income Streams
Retirement life stages
Retirement is an adventure that changes as you age. Find out how you can make the most of each stage in this new chapter of your life.
Stage 1: Pre-retirement planning phase
Stage 2: Active retirement phase
Stage 3: Contemplative phase
Stage 4: Dependency phase
Retirement options
We have worked hard to provide award-winning funds designed to support you in your retirement journey. Review your choices here.
Working Income Streams
Retirement Income Streams
Pension members
This section is just for you. Here you will find information to help you manage your pension and enjoy your retirement.
Retirement guide
This guide is designed to highlight some of the key things you should think about now to plan the next stage of your journey with confidence.
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Will you have enough super when you retire?
Investments
Performance
We strive for consistent investment performance and above average returns over the long term. Find our latest performance here.
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Investment options
Find out more about your investment choice and explore our investment options. Which ones are right for you?
Growth (previously High Growth)
Balanced Growth (previously Basic Growth)
Ethical Diversified (previously Ethically Minded)
Balanced (previously Growth)
Conservative (previously Balanced)
Capital Stable (previously Conservative)
Defensive
Shares Only
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Investment approach
We follow key investment principles to help you achieve a comfortable and financially secure retirement.
Who manages your money
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Responsible investment
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Investment news
Superannuation is a rapidly changing industry. We aim to keep you informed by providing current, easy to read articles, investment commentary and videos.
Choosing your options
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Calculators
How we perform over the long term
Employers
Making contributions
Government regulations require your employees’ super benefits to be paid on time. Here you will find all the tools and information to help make this easy.
Help for employers
If you need some assistance or have a query – we’re here to help.
Victorian State Super Employers
Victorian Emergency Services Employers
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Publications
Publications to assist employers including EOL User Guide, fund manual(s), and Choice of Super Fund form.
Employer Online
Through Employer Online (EOL), employers can pay defined benefit contributions, change employee details, and more.
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Do you want to know what it’s like to work with us? Learn more about us and see current vacancies here.
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Who are the faces behind ESSSuper? Find out more about our Board and Executive team here.
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Find out about how we work, who we work with, and the standards we adhere to.
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Contact us
1300 650 161
Emergency services
1300 655 476
State super
Awards
Check out our awards section to find out how ESSSuper compares with other super funds.
Annual Members' Meetings
We hold a meeting each financial year for members to learn about our investment performance and fund updates and ask questions.
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Don't miss out on your opportunity to learn about your super from our Member Education Consultants.
Advice & education
We have a proud history working with members just like you to help them understand their super and achieve their retirement goals. Who better to help you with your retirement plan?
General advice & education
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Calculators
Take some time to play around with our calculators to better understand your super. You might discover new ways you can improve your retirement outcomes.
News
Superannuation is a rapidly changing industry. We aim to keep you informed by providing current, easy to read articles.
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Videos
April 26 2024
We've put together a range of videos to keep you informed and assist you to get the most out of your super with us.
Video: Insurance - protecting your future
We help members achieve a comfortable retirement, but also provide comfort that your loved ones will have financial security in the event of your injury, illness or death. Learn more about the different types of insurance cover.
View now
Video: Introducing Working Income Streams
Designed to provide a regular income to members who have reached their preservation age but wish to continue to work in either a full or part-time capacity.
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Video: Salary sacrifice
Salary sacrifice contributions are extra contributions your employer can make on your behalf before tax is calculated on your pay, therefore reducing your taxable income.
View now
Video: Lifetime Supermodeller
Take some time to play around with our calculators to better understand your super. How much super could you have when you retire. Try out out our Lifetime Supermodeller.
View now
Video: Women In Super
There are a number of ways you can go for gold when it comes to your super. The super you accumulate now provides your income in retirement - the more you save, the more likely it is that you will be able to enjoy the retirement you are dreaming of.
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Video: Introducing the Accumulation Plan
Learn more about the Platinum rated ESSSuper Accumulation Plan. If you’re a member of any ESSSuper’s defined benefit funds, you or your spouse can open an Accumulation Plan account today. The Accumulation Plan allows you to top up your super, consoli ...
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Video: Benefit Estimates
Requesting a benefit estimate through Members Online.
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Video: Understanding beneficiaries
Learn more about the three different types of beneficiaries. Non-binding, binding, reversionary death benefit nominations. Which will you choose for your super?
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Video: What is super?
ESSSuper Journey Series: Did you know for most people, Super is one of their biggest assets, along with a house or a car? In this series we explore the various stages of your journey with ESSSuper up until you reach retirement.
View now
Video: Small Change Big Savings
See how adding the equivalent of everyday items to super can add up
View now
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